Santa Clara County property record for 655 S 12th St, San Jose, CA 95112
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,003 sqft · built 1950 |
| Lot Size | 0.111 acres (4,830 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Jan 2026) |
| Tax Bill | $7,561 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Oct 2022 Transfer + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 472-22-044 |
| Primary APN | 472-22-044 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,003 sqft Living Area |
| 1st Floor Area | 1,003 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,830 sqft (0.111 acres) |
| Lot Dimensions | 138 ft deep x 35 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Cooling System | None |
|---|
| Street Address | 655 S 12TH ST |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95112-2356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | REEDS ADD |
| Legal Block | 2 |
| Legal Lot Number | 9,12 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 501601 |
655 S 12th St is owned and occupied by two individuals who bought it in January 2026.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 S 12TH ST, SAN JOSE, CA 95112-2356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2026 | Grant Deed, Transfer · Conventional Mortgage ALTAMONT FUNDING INC |
| Oct 26, 2022 | Intrafamily Transfer, Transfer |
| May 14, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2026 · Amount on File |
| Deed Sale | Jan 7, 2026 · Amount on File |
| Prior Sale | Aug 14, 2003 · Amount on File |
| Deed Document Number | 202625927628 |
| Prior Transfer Date | Nov 21, 2022 |
| Prior Transfer Doc | 0025630944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 7, 2026 |
| Property Address | 655 S 12TH ST, SAN JOSE, CA 95112-2356 |
| Document Number | 0025927628 |
| Map Reference | MB A PG 72 & 73 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 25927628 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 655 S 12TH ST, SAN JOSE, CA 95112-2356 |
| Document Number | 0025927629 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 25927629 |
| Name | ALTAMONT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Oct 26, 2022 |
| Property Address | 655 S 12TH ST, SAN JOSE, CA 95112-2356 |
| Document Number | 0025391642 |
| Instrument Date | May 31, 2022 |
| Instrument | 25391642 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7445 HUNTER GLEN DR, RENO, NV 89523-3830 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 14, 2019 |
| Property Address | 655 S 12TH ST, SAN JOSE, CA 95112-2356 |
| Document Number | 0024178841 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 24178841 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 MANZANITA TER CARSON CITY NV 897060122, CARSON CITY, NV 89706-0122 |
The 2025 property tax bill for 655 S 12th St was $7,561.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $507,560 (+2%) Land $355,294 Building $152,266 | |
| 2025 | $7,561.00 | $497,609 Land $348,328 Building $149,281 |
| 2023 | $7,034.00 (+0.98%) | $478,288 Land $334,803 Building $143,485 |
| 2022 | $6,966.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 655 S 12th St in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 655 S 12th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sail Internet Fixed Wireless | 1,000 / 200 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, Ridge Wireless, Verizon.
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