San Luis Obispo County property record for 655 S 12th St, Grover Beach, CA 93433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,542 sqft · built 1987 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $755,000 (Feb 2024) |
| Tax Bill | $8,880 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-344-025 |
| Primary APN | 060-344-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 2,400 sqft (0.055 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 655 S 12TH ST |
|---|---|
| City | GROVER BEACH |
| State | CA |
| Zip | 93433-2757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CY GC PM 41-95 PAR 1 |
| Legal Subdivision | PARCEL MAP GC-87-031 |
| Legal Block | 3 |
| Legal Lot Number | 27,28 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 12002 |
655 S 12th St is owned and occupied by an individual who bought it in February 2024.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 655 S 12TH ST, GROVER BEACH, CA 93433-2757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2024 | Grant Deed, Transfer · Commercial Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jan 20, 2023 | Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on File |
| Deed Sale | Feb 13, 2024 · Amount on File |
| Prior Sale | Jan 20, 2023 · Amount on File |
| Deed Document Number | 20243599 |
| Prior Transfer Date | Sep 12, 2016 |
| Prior Transfer Doc | 0000051696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 13, 2024 |
| Property Address | 655 S 12TH ST, GROVER BEACH, CA 93433-2757 |
| Document Number | 0000003599 |
| Map Reference | MB 41 PG 95 |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024003599 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 655 S 12TH ST, GROVER BEACH, CA 93433-2757 |
| Document Number | 0000003600 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024003600 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 20, 2023 |
| Property Address | 655 S 12TH ST, GROVER BEACH, CA 93433-2757 |
| Document Number | 0000001917 |
| Map Reference | MB 41 PG 95 |
| Instrument Date | Dec 8, 2022 |
| Instrument | 2023001917 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 655 S 12TH ST, GROVER BEACH, CA 93433-2757 |
| Document Number | 0000001918 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2023001918 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 655 S 12th St was $8,880.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Grover Beach City |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $785,502 (+2%) Land $442,170 Building $343,332 | |
| 2025 | $8,880.00 | $770,100 Land $433,500 Building $336,600 |
| 2023 | $1,928.00 (-44.45%) Homeowner's exemption | $311,373 Land $123,100 Building $188,273 |
| 2022 | $3,471.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 655 S 12th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 655 S 12th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GROVER BEACH PUBLIC WORKS DEPT serves 12,701 people · EPA ID CA4010004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi.
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