Coos County property record for 655 S 12th Ct, Coos Bay, OR 97420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,866 sqft · built 1948 |
| Lot Size | 0.22 acres (9,724 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,861 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25S13W34AA0600000 |
| Primary APN | 25S13W34AA0600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 1,916 sqft |
| 1st Floor Area | 1,866 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,724 sqft (0.22 acres) |
| Porch | Covered Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 7015001 |
|---|---|
| Street Address | 655 S 12TH CT |
| City | COOS BAY |
| State | OR |
| Zip | 97420-1337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Range | 13W |
| Legal Township | 25S |
| Legal Section | 34 |
| Legal Subdivision | RAILROAD ADDITION TO COOS BAY |
| Jurisdiction | COOS OR |
| Township / Civil Division | COOS BAY |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 701 |
655 S 12th Ct is owned and occupied by two individuals.
Source: Coos County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 S 12TH CT, COOS BAY, OR 97420-1337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOS OR |
| Recording Date | Sep 24, 2026 |
| Property Address | 655 S 12TH CT, COOS BAY, OR 97420-1337 |
| Document Number | 0000007128 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 20267128 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 1125 AUGUSTINE AVE, COOS BAY, OR 97420-3013 |
| Document Number | 0000007128, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 20267128 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 655 S 12th Ct was $3,861, up 1.6% from the year before.
Source: Coos County assessment roll, as of November 12, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Coos County |
| Municipality | Coos Bay City |
| Unified School District | Coos Bay School District 9 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,861.00 (+1.55%) | $225,350 (+3%) | $431,720 (+2.35%) Land $90,630 Building $341,090 |
| 2024 | $3,802.00 (+3.12%) | $218,790 (+3%) | $421,790 (-6.39%) Land $90,630 Building $331,160 |
| 2023 | $3,687.00 (+1.65%) | $212,420 (+3%) | $450,590 (+17.17%) Land $90,630 Building $359,960 |
| 2022 | $3,627.00 | $206,240 | $384,550 Land $79,500 Building $305,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 S 12th Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 S 12th Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: DFN, Verizon.
5G (outdoors only) and 4G LTE
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