655 Royal Oaks Dr, Redding, CA 96001 Property Records

Shasta County property record for 655 Royal Oaks Dr, Redding, CA 96001 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,894 sqft · built 1984
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Nov 2017)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-680-018-000`

Property Details

APN / Parcel Number

Primary APN	`103-680-018-000`
Alternative APN	`10368018`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	2,894 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Construction Type	Wood
Foundation Type	Concrete
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Attached
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	103680018000
Old Parcel Number	10368018
Street Address	655 ROYAL OAKS DR
City	REDDING
State	CA
Zip	96001-0131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNSET TERRACE
Legal Lot Number	18
Jurisdiction	SHASTA CA
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2007
Census Tract	10602

Owner

Source: Shasta County records · APN 103-680-018-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	655 ROYAL OAKS DR, REDDING, CA 96001-0131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Jul 02, 2021	Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 11, 2017	Grant Deed, Transfer · VA Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 03, 2017 · Amount on Record
Deed Sale	Nov 03, 2017 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	2017-0032921
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	655 ROYAL OAKS DR, REDDING, CA 96001-0131
Transaction Type	Mortgage
Record Updated	Dec 08, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ROYAL OAKS DR, REDDING, CA 96001-0131

Mortgage

Document Number	0000048330
Date	Nov 22, 2021
Instrument	2021-0048330

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	REDDING, CA 96001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHASTA CA
Property Address	655 ROYAL OAKS DR, REDDING, CA 96001-0131
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 ROYAL OAKS DR, REDDING, CA 96001-0131

Mortgage

Document Number	0000027635
Date	Jul 02, 2021
Instrument	2021-0027635

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHASTA CA
Recording Date	Jul 11, 2017
Property Address	655 ROYAL OAKS DR, REDDING, CA 96001-0131
Document Number	0000019800
Map Reference	MAP14 PG36
Instrument Date	Jul 06, 2017
Instrument	2017-0019800
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	655 ROYAL OAKS DR, REDDING, CA 96001-0131

Mortgage

Document Number	0000019801
Date	Jul 11, 2017
Instrument	2017-0019801

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Shasta County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Shasta County
Municipality	Redding City
Elementary School District	Redding Elementary School District (KG - 08)
Secondary School District	Shasta Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,479.00 (+2.97%)	$524,446 (+4.04%) Land $56,889 Building $467,557
2023	$5,321.00 (+1.7%)	$504,083 Land $54,681 Building $449,402
2022	$5,232.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shasta County (06089C), updated July 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060890106022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 29% of California
Wildfire Likelihood	About 1 in 971 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Com-Pair Services	Fixed Wireless (unlicensed)	100 / 25

May also be available at this address: DigitalPath, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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