655 Ridgewood Dr, Chickamauga, GA 30707 Property Records

Walker County property record for 655 Ridgewood Dr, Chickamauga, GA 30707

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1989
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$83,400 (Nov 2000)
Tax Bill	$475 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0144 095`

Property Details

APN / Parcel Number

Primary APN	`0144 095`
Alternative APN	`7060`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Heated Area
1st Floor Area	1,080 sqft
Basement Area	1,008 sqft
Finished Basement	432 sqft
Unfinished Basement	576 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	210 ft deep x 30 ft wide
Deck Area	120 sqft
Patio Area	42 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7060
Old Parcel Number	0144095
Street Address	655 RIDGEWOOD DR
City	CHICKAMAUGA
State	GA
Zip	30707-3134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 36 RIDGEWOOD S/D
Legal Subdivision	RIDGEWOOD
Legal Lot Number	36
Jurisdiction	WALKER GA
Township / Civil Division	CHICKAMAUGA
Census Block Group	1
Census Block	1004
Census Tract	20504

Owner

Source: Walker County records, as of February 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	655 RIDGEWOOD DR, CHICKAMAUGA, GA 30707-3134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2000 · Amount on Record
Deed Sale	Nov 29, 2000 · Amount on Record
Deed Document Number	0000998275
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	655 RIDGEWOOD DR, CHICKAMAUGA, GA 30707-3134
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 RIDGEWOOD DR, CHICKAMAUGA, GA 30707-3134

Mortgage

Document Number	0022140000000162
Date	Feb 24, 2022
Book Page	0000002214/0000000162

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Walker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$475.00 (+10.98%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$92,514 (+18.02%) Land $7,600 Building $84,914	$231,285 (+18.02%) Land $19,000 Building $212,285
2023	$428.00 (-72.84%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$78,386 Land $7,200 Building $71,186	$195,965 Land $18,000 Building $177,965
2022	$1,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER COUNTY WATER AUTHORITY serves 36,000 people · EPA ID GA2950003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Fulton Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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