Clay County property record for 655 Ridgestone Ct, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,800 sqft · built 1977 |
| Lot Size | 0.392 acres (17,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $48,500 (Mar 2018) |
| Tax Bill | $1,608 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04-25-020327-133-00 |
| Primary APN | 14-04-25-020327-133-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,321 sqft |
| 1st Floor Area | 1,800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,075 sqft (0.392 acres) |
| Lot Dimensions | 150 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 521 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 10 sqft |
| Patio Area | 654 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 655 RIDGESTONE CT |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-5774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 51 FOXRIDGE UNIT 2 AS REC OR 1796 PG 994 & 4068 PG 1271 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 14 |
| Legal Subdivision | FOXRIDGE UNIT 2 |
| Legal Lot Number | 51 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 30904 |
655 Ridgestone Ct is owned and occupied by two individuals who bought it in March 2018.
Source: Clay County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 RIDGESTONE CT, ORANGE PARK, FL 32065-5774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 29, 2018 | Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on File |
| Deed Sale | Mar 29, 2018 · Amount on File |
| Deed Document Number | 201815779 |
| Deed Book / Page | 4068 / 1271 |
| Prior Transfer Date | Mar 21, 2018 |
| Prior Transfer Doc | 0040681271 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 655 RIDGESTONE CT, ORANGE PARK, FL 32065-5774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0043951110 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 4395/1110 |
| Instrument | 2020068525 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 29, 2018 |
| Property Address | 655 RIDGESTONE CT, ORANGE PARK, FL 32065-5774 |
| Document Number | 0040681271 |
| Book / Page | 4068 / 1271 |
| Map Reference | MB13 PG69&70 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 2018015779 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | SERVICE LINK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 655 RIDGESTONE CT, 655, ORANGE PARK, FL 32065-5774 |
| Name | Verified Name |
|---|---|
| Address | 655 RIDGESTONE CT, ORANGE PARK, FL 32065-5774 |
| Document Number | 2018015780 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 2018015780 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 655 Ridgestone Ct was $1,608 with exemptions applied, up 5.3% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,608.00 (+5.3%) Homeowner's exemption Veteran's exemption | $150,631 | $259,187 Land $50,000 Building $209,187 |
| 2024 | $1,527.00 (-15.5%) | ||
| 2023 | $1,807.00 (+10.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $142,123 (+3%) | $255,159 (+13.48%) Land $50,000 Building $205,159 |
| 2022 | $1,633.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $137,984 | $224,842 Land $40,000 Building $184,842 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Ridgestone Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Ridgestone Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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