Oakland County property record for 655 Ridgedale Ave, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,129 sqft · built 1920 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,192 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2020 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-25-480-008 |
| Primary APN | 08-19-25-480-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,129 sqft Living Area |
| 1st Floor Area | 949 sqft |
| Basement Area | 852 sqft |
| Unfinished Basement | 852 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 655 RIDGEDALE AVE |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-5766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 25 RIDGEDALE PARK SUB LOT 3 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | RIDGEDALE PARK |
| Legal Lot Number | 3 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 153100 |
655 Ridgedale Ave is owned and occupied by two individuals who acquired it in October 2020.
Source: Oakland County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 RIDGEDALE AVE, BIRMINGHAM, MI 48009-5766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Nov 9, 2020 | Intrafamily Transfer, Transfer · Stand-Alone Refinance QUICKEN LOANS LLC |
| Feb 13, 2018 | Fiduciary Deed, Transfer |
| Dec 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 5, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 5, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2020 |
| Transfer Doc | 0000235488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 655 RIDGEDALE AVE, BIRMINGHAM, MI 48009-5766 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000168851 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 53366/00653 |
| Instrument | 168851 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 9, 2020 |
| Property Address | 655 RIDGEDALE AVE, BIRMINGHAM, MI 48009-5766 |
| Document Number | 0000235488 |
| Book / Page | 55144 / 212 |
| Map Reference | LB 17 PG 23 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 235488 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | DEVON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 RIDGEDALE AVE, BIRMINGHAM, MI 48009-5766 |
| Document Number | 0055144214 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 55144/214 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 13, 2018 |
| Property Address | 655 RIDGEDALE AVE, BIRMINGHAM, MI 48009-5766 |
| Document Number | 0000022461 |
| Book / Page | 51553 / 00249 |
| Map Reference | LB 17 PG 23 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 22461 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1533 PLEASANT CT, 1533, BIRMINGHAM, MI 48009-2909 |
| Name | Verified Name |
|---|---|
| Address | 1241 WESTWOOD DR, BIRMINGHAM, MI 48009-4835 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 27, 2017 |
| Property Address | 655 RIDGEDALE AVE, BIRMINGHAM, MI 48009-5766 |
| Document Number | 0000234346 |
| Book / Page | 051420 / 000089 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 234346 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1533 PLEASANT CT BIRMINGHAM MI 480092909, BIRMINGHAM, MI 48009-2909 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 5, 2017 |
| Property Address | 655 RIDGEDALE AVE, BIRMINGHAM, MI 48009-5766 |
| Document Number | 0000221848 |
| Book / Page | 051351 / 000872 |
| Instrument Date | Jan 15, 1999 |
| Instrument | 221848 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 655 RIDGEDALE AVE BIRMINGHAM MI 480095766, BIRMINGHAM, MI 48009-5766 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 5, 2017 |
| Property Address | 655 RIDGEDALE AVE, BIRMINGHAM, MI 48009-5766 |
| Document Number | 0000221849 |
| Book / Page | 051351 / 000874 |
| Instrument Date | Jan 15, 1999 |
| Instrument | 221849 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 655 RIDGEDALE AVE BIRMINGHAM MI 480095766, BIRMINGHAM, MI 48009-5766 |
The 2025 property tax bill for 655 Ridgedale Ave was $9,192 with a homeowner's exemption, down 4.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,192.00 (-4.83%) Homeowner's exemption | $372,290 | $744,580 |
| 2024 | $9,659.00 | ||
| 2023 | $272,520 | $545,040 | |
| 2021 | $8,838.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Ridgedale Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1983–1997) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jul 1997 · Severe Storms, Tornadoes,and Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Ridgedale Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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