655 Ridge Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 655 Ridge Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 9,149 sqft · built 1991
Lot Size	7.25 acres (315,828 sqft)
Owner	Individual Name on File
Last Sale	$1,950,000 (Jul 2022)
Tax Bill	$40,803 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MAP 130`

Property Details

APN / Parcel Number

Primary APN	`MAP 130`
Alternative APN	`WILB M:10000 B:210 L:5739`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	9,149 sqft Living Area
Gross Area	17,910 sqft
1st Floor Area	4,550 sqft
Attic	Attic
Attic Area	196 sqft
Basement Area	5,662 sqft
Unfinished Basement	2,798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	315,828 sqft (7.25 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 130
Street Address	655 RIDGE RD
City	WILBRAHAM
State	MA
Zip	01095-2380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Block	210
Legal Lot Number	5739
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2001
Census Tract	813602

Owner

655 Ridge Rd is owned and occupied by an individual who bought it in July 2022.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	655 RIDGE RD, WILBRAHAM, MA 01095-2380
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KATHERINE L BOYLE
Aug 31, 2020	Deed of Trust, Mortgage · ARM MONSON SAVINGS BANK
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Deed Document Number	202243150
Deed Book / Page	24641 / 56
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jul 15, 2022
Property Address	655 RIDGE RD, WILBRAHAM, MA 01095-2380
Document Number	0024641-56
Book / Page	24641 / 56
Instrument Date	Jul 15, 2022
Instrument	43150
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 MARSH HAWK WAY, WEST BOYLSTON, MA 01583-1659

Mortgage

Document Number	0000043151
Date	Jul 15, 2022
Instrument	43151

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	655 RIDGE RD, WILBRAHAM, MA 01095-2380
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24179-248
Date	Oct 13, 2021
Book Page	24179/248
Instrument	72345

Lender

Name	KATHERINE L BOYLE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	655 RIDGE RD, WILBRAHAM, MA 01095-2380
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23392-469
Date	Aug 31, 2020
Book Page	23392/469
Instrument	48325

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Sep 1, 2030
Index	1-Year CMT
Margin	3

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	655 RIDGE RD, WILBRAHAM, MA 01095-2380
Document Number	21657-399
Book / Page	021657 / 000399
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21657-399
Date	Apr 28, 2017
Book Page	021657/000399
Instrument	22916

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 655 Ridge Rd was $40,803, up 3.7% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$40,803.00 (+3.65%)	$2,338,300 (+6.2%) Land $289,800 Building $2,048,500	$2,079,604 (-15.76%)
2025	$39,366.00 (+1.9%)	$2,201,700 (+5.44%) Land $283,800 Building $1,917,900	$2,468,765 (+4.39%)
2024	$38,632.00 (+6.01%)	$2,088,200 (+7.16%) Land $277,800 Building $1,810,400	$2,364,930
2023	$36,441.00	$1,948,700 Land $277,800 Building $1,670,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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