Shiawassee County property record for 655 Richardson Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,146 sqft · built 1965 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-31-200-016 |
| Primary APN | 007-31-200-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,146 sqft Heated Area |
| 1st Floor Area | 794 sqft |
| Basement Area | 794 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 655 RICHARDSON RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC. 31 T7N R3E. COM ON E-W 14 LN 964 FT E OF INTR OF 14 LN & CEN OF VANDEKARR RD TH N PAR WITH SD RD 387.75 FT E 119 FT TH S |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 31 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 31600 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 RICHARDSON RD, OWOSSO, MI 48867-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 655 RICHARDSON RD, OWOSSO, MI 48867-9754 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 655 RICHARDSON RD, OWOSSO, MI 48867-9754 |
| Document Number | 0012810755 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 1281/755 |
| Instrument | 3345522 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 655 RICHARDSON RD, OWOSSO, MI 48867-9754 |
| Document Number | 0012640500 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 RICHARDSON RD OWOSSO MI 488679754, OWOSSO, MI 48867-9754 |
| Document Number | 0012640500 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 001264/000500 |
| Instrument | 3328129 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 29, 2029 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Caledonia Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,900 (+2.57%) | $143,800 (+2.57%) | |
| 2025 | $1,368.00 (+14.38%) Homeowner's exemption | $70,100 (+20.24%) | $140,200 (+20.24%) |
| 2023 | $1,196.00 Homeowner's exemption | $58,300 | $116,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DayStarr Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures