655 Ray St, Brentwood, CA 94513 Property Records

Contra Costa County property record for 655 Ray St, Brentwood, CA 94513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,938 sqft · built 2006
Lot Size	0.2 acres (8,714 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jan 2026)
Tax Bill	$9,606 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-310-056-3`

Property Details

APN / Parcel Number

Primary APN	`016-310-056-3`
Alternative APN	`016-310-056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,938 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	8,714 sqft (0.2 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	655 RAY ST
City	BRENTWOOD
State	CA
Zip	94513-1567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8534 L56
Legal Subdivision	SUBDIVISION 8534
Legal Tract	8534
Legal Lot Number	56
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	303106

Owner

655 Ray St is owned and occupied by two individuals who bought it in January 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 RAY ST, BRENTWOOD, CA 94513-1567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Grant Deed, Transfer · VA Mortgage ANSWER HOME LENDING INC
May 13, 2021	Intrafamily Transfer, Transfer
Sep 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Prior Sale	Sep 30, 2016 · Amount on File
Deed Document Number	20268084
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	0000143832
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 26, 2026
Property Address	655 RAY ST, BRENTWOOD, CA 94513-1567
Document Number	0000008084
Map Reference	MB 466 PG 1
Instrument Date	Jan 6, 2026
Instrument	2026- 008084
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 RAY ST, BRENTWOOD, CA 94513-1567

Mortgage

Document Number	0000008085
Date	Jan 26, 2026
Instrument	2026- 008085

Lender

Name	ANSWER HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 13, 2021
Property Address	655 RAY ST, BRENTWOOD, CA 94513-1567
Document Number	0000143832
Map Reference	MB 466 PG 1
Instrument Date	May 7, 2021
Instrument	2021-143832
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1972 CARNATION CIR, LIVERMORE, CA 94551-6705

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 27, 2017
Property Address	655 RAY ST, BRENTWOOD, CA 94513-1567
Document Number	0000176619
Instrument Date	Sep 23, 2017
Instrument	176619
Transaction Type	Transfer
Record Updated	Oct 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1972 CARNATION CIR LIVERMORE CA 945516705, LIVERMORE, CA 94551-6705

Tax Assessment & Valuation

The 2025 property tax bill for 655 Ray St was $9,606.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Brentwood City
Elementary School District	Brentwood Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$571,768 (+2%) Land $189,405 Building $382,363
2025	$9,606.00	$560,558 Land $185,692 Building $374,866
2023	$9,161.00 (+2.71%)	$538,792 Land $178,482 Building $360,310
2022	$8,919.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 655 Ray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Ray St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD serves 64,513 people · EPA ID CA0710004
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25

May also be available: T-Mobile, Verizon.

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