655 Rapid Lightning Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 655 Rapid Lightning Rd, Sandpoint, ID 83864 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1992
Square Footage	1,616 sqft Finished Area
Lot Size	444,312 sqft (10.2 acres)
Garage	Built-in
Occupancy	Owner Occupied
Tax Bill	$2,632.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`RP58N01W231650A`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,616 sqft Finished Area
1st Floor	1,952 sqft 1st Floor
Basement Area	600 sqft Basement
Finished Basement	600 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Exterior
Roof Construction	Gable Roof Construction
Roof Material	Galvanized Roof
Lot Area	444,312 sqft (10.2 acres)
Garage Type	Built-in Garage
Pole Structure	720 sqft Pole Structure

Utilities and HVAC

Cooling System	None Cooling
Heating System	Wood Furnace Heating
Heating Fuel	Wood Heating Fuel

Location & Zoning

Street Address	655 RAPID LIGHTNING RD
City	SANDPOINT
State	ID
Zip	83864-4748
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	23-58N-1W TAX 8
Legal Range	01W
Legal Township	58N
Legal Section	23
Jurisdiction	BONNER ID
Minor Civil Division	SANDPOINT
Census Blockgroup	1
Census Block	1029
Census Tract	950202

Owner

Source: Bonner County records · APN RP58N01W231650A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	655 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4748
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 10, 2018
Transfer Doc	0000921637
Record Refreshed	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	655 RAPID LIGHTNING RD, SANDPOINT, ID 83864-4748
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	951741
Date	Jan 14, 2020
Instrument	951741

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2035

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$828,223 (-0.19%)	$828,223 (-0.19%)
2025	$2,632.00 (+5.75%) Homeowner's exemption	$829,783 (+7.71%) Land $532,843 Building $296,940	$829,783 (+7.71%) Land $532,843 Building $296,940
2023	$2,489.00 Homeowner's exemption	$770,400 Land $532,843 Building $237,557	$770,400 Land $532,843 Building $237,557

Flood & Wildfire

655 Rapid Lightning Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Bonner County (16017C), updated May 28, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 46th percentile of exposed land nationally · 13th in Idaho
Wildfire Likelihood	Moderate — about 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.