655 Ramona Ave, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 655 Ramona Ave, Grover Beach, CA 93433

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,253 sqft · built 1976
Lot Size0.179 acres (7,800 sqft)
OwnerCompany Name on File
Last Sale$342,000 (Dec 2000)
Tax Bill$5,942 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN060-152-024

Property Details

APN / Parcel Number

Primary APN060-152-024

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Stories2 Stories
Building Area2,253 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTriplex
Construction TypeWood
Lot Area7,800 sqft (0.179 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address655 RAMONA AVE
CityGROVER BEACH
StateCA
Zip93433-2058
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR3
Legal DescriptionCY GC PM 18/52 PAR A
Legal SubdivisionPARCEL MAP 5-75-283
Legal Block2
Legal Lot NumberA
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2051
Census Tract12102

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1031, PISMO BEACH, CA 93448-1031
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2000 · Amount on File
Deed SaleDec 19, 2000 · Amount on File
Prior SaleJul 31, 1997 · Amount on File
Deed Document Number200075001
Last Transfer DateDec 13, 2016
Transfer Doc0000066641
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address655 RAMONA AVE, GROVER BEACH, CA 93433-2058
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 LOS CIERVOS, ARROYO GRANDE, CA 93420-1430

Mortgage

Document Number0000002082
DateJan 11, 2021
Instrument2021002082
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77036
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityGrover Beach City
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$525,622 (+2%) Land $153,686 Building $371,936
2025$5,942.00 (+3.52%)$515,317 (+4.04%) Land $150,673 Building $364,644
2023$5,740.00 (+1.57%)$495,309 Land $144,823 Building $350,486
2022$5,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1998–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GROVER BEACH PUBLIC WORKS DEPT
serves 12,701 people · EPA ID CA4010004
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Peak WiFi, Surfnet Communications, Verizon.

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