Suffolk County and Southold Town property record for 655 Pvt Rd, #26, Southold, NY 11971
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Aug 2003) |
| Tax Bill | $10,288 (2024) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 59.-9-5 |
| Primary APN | 473889 59.-9-5 |
|---|---|
| Alternative APNs |
|
| Lot Area | 89,734 sqft |
|---|
| Account Number | 08 |
|---|---|
| Street Address | 655 PRIVATE RD, 26 |
| City | SOUTHOLD |
| State | NY |
| Zip | 11971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Description | BOOK 12369 PAGE 885 BILL 006889 |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 170203 |
Source: Suffolk County and Southold Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3108 BROADWAY, 202, ASTORIA, NY 11106-2649 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2003 · Amount on Record |
| Deed Sale | Aug 1, 2003 · Amount on Record |
| Deed Book / Page | 12264 / 698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 655 PRIVATE RD # 26, 26, SOUTHOLD, NY 11971 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233320403 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 23332/403 |
| Instrument | DM037916 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Southold Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,000 (-) Land $1,700 Building $5,300 | $1,272,727 (+10,264.23%) Land $309,091 Building $963,636 | |
| 2024 | $10,288.00 | ||
| 2023 | $7,000 Land $1,700 Building $5,300 | $12,280 Land $2,982 Building $9,298 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 individual policies |
| Nearby Flood Policies | 121 units insured incl. 10 condo units |
| Nearby Flood Claims | 9 (2010–2026) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 97.9% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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