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655 Prospect St, San Carlos, CA 94070 Property Records

San Mateo County property record for 655 Prospect St, San Carlos, CA 94070

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,263 sqft · built 2008
Lot Size0.179 acres (7,779 sqft)
Owner2 Company Names on Record
Last Sale$1,100,000 (Sep 2017)
Tax Bill$15,840 (2025)
Deeds & MortgagesJun 2020 Transfer
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN114-430-010

Property Details

APN / Parcel Number

Primary APN114-430-010

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Units5 Units
Stories2 Stories
Building Area1,263 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Lot Area7,779 sqft (0.179 acres)
View / LotEnd Unit
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address655 PROSPECT ST
CitySAN CARLOS
StateCA
Zip94070-2952
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 1 AMENDED CONDO PLAN OF PM NO. 2-63 2008-026780
Legal SubdivisionPROSPECT CREEK
Legal Lot Number12
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2007
Census Tract609202

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address655 PROSPECT ST, SAN CARLOS, CA 94070-2952
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 15, 2017Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2017 · Amount on Record
Deed SaleSep 15, 2017 · Amount on Record
Prior SaleMay 6, 2014 · Amount on Record
Deed Document Number201781346
Last Transfer DateMay 9, 2020
Transfer Doc0000051520
Record UpdatedOct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateJun 4, 2020
Property Address655 PROSPECT ST, SAN CARLOS, CA 94070-2952
Document Number0000051520
Instrument DateMay 9, 2020
Instrument51520
Transaction TypeTransfer
Record UpdatedJul 1, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address655 PROSPECT ST SAN CARLOS CA 940702952, SAN CARLOS, CA 94070-2952

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateSep 15, 2017
Property Address655 PROSPECT ST, SAN CARLOS, CA 94070-2952
Document Number0000081346
Instrument DateSep 12, 2017
Instrument81346
Transaction TypeTransfer
Record UpdatedOct 18, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$1,210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address655 PROSPECT ST SAN CARLOS CA 940702952, SAN CARLOS, CA 94070-2952

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Carlos City
Elementary School DistrictSan Carlos Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,276,638 (+2%) Land $382,990 Building $893,648
2025$15,840.00 (+4.87%)$1,251,607 (+4.04%) Land $375,481 Building $876,126
2023$15,104.00 (+2.32%)$1,203,007 Land $360,901 Building $842,106$1,027,350
2022$14,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1986–2010)
Claims Outside the SFHA2 of 4
Most Recent ClaimJan 2010 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN CARLOS
private · serves 34,801 people · EPA ID CA4110007
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Sonic Telecom
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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