Erie County and Buffalo City property record for 655 Prospect Ave, Buffalo, NY 14213
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,754 sqft · built 1900 |
| Lot Size | 0.14 acres (6,105 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (May 2026) |
| Tax Bill | $1,994 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 99.66-5-18 |
| Primary APN | 140200 99.66-5-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,754 sqft Living Area |
| 1st Floor Area | 933 sqft |
| 2nd Floor Area | 821 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 6,105 sqft (0.14 acres) |
| Lot Dimensions | 165 ft deep x 37 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 466 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00772100 |
|---|---|
| Street Address | 655 PROSPECT AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14213-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-2R |
| Legal Description | 153.5O SE VERMONT |
| Legal Block | 5 |
| Legal Lot Number | 18.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 7000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Delaware Park-Front Park System listed 1982 · 25 contributing resources · NRIS 82005029 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Erie County and Buffalo City records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1360 NIAGARA ST, 107, BUFFALO, NY 14213-1300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 12, 2026 | Correction Deed, Transfer |
| Apr 17, 2026 | Deed, Transfer · Stand-Alone First Mortgage NEIGHBORHOOD FINANCE CORPORATION |
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA |
| Mar 13, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Apr 17, 2026 · Amount on Record |
| Deed Document Number | 20262026087619 |
| Deed Book / Page | 11460 / 7534 |
| Prior Transfer Date | May 7, 2026 |
| Prior Transfer Doc | 0000087619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 12, 2026 |
| Property Address | 655 PROSPECT AVE, BUFFALO, NY 14213-2422 |
| Document Number | 0000087619 |
| Book / Page | 11460 / 7534 |
| Instrument Date | May 7, 2026 |
| Instrument | 202687619 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 17, 2026 |
| Property Address | 655 PROSPECT AVE, BUFFALO, NY 14213-2422 |
| Document Number | 0114597152 |
| Book / Page | 11459 / 7152 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202671708 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Apr 17, 2026 |
|---|
| Name | NEIGHBORHOOD FINANCE CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 17, 2026 |
| Property Address | 655 PROSPECT AVE, BUFFALO, NY 14213-2422 |
| Document Number | 0141960050 |
| Book / Page | 14196 / 50 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202671709 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty, 228 |
| Document Number | 0000071709, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 14196/50 |
| Instrument | 202671709 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 13, 2020 |
| Property Address | 655 PROSPECT AVE, BUFFALO, NY 14213-2422 |
| Document Number | 0113583503 |
| Book / Page | 011358 / 003503 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 PROSPECT AVE BUFFALO NY 142132422, BUFFALO, NY 14213-2422 |
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,994.00 (+15.86%) | $215,000 (+102.83%) Land $30,000 Building $185,000 | $215,000 (+24.74%) Land $30,000 Building $185,000 |
| 2024 | $1,721.00 (+212.91%) Homeowner's exemption | $106,000 (-) Land $19,000 Building $87,000 | $172,358 (+13.82%) Land $30,894 Building $141,464 |
| 2023 | $550.00 Homeowner's exemption | $106,000 Land $19,000 Building $87,000 | $151,429 Land $27,143 Building $124,286 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,073 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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