655 Pinewood Dr, Midland, MI 48640 Property Records

Midland County property record for 655 Pinewood Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 1993
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Trust Names on File
Last Sale	$378,650 (Mar 2025)
Tax Bill	$5,410 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-551-500-210-00`

Property Details

APN / Parcel Number

Primary APN	`120-551-500-210-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	1,038 sqft
Basement Area	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	45,738 sqft (1.05 acres)
Lot Width	163 ft Width
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 PINEWOOD DR
City	MIDLAND
State	MI
Zip	48640-8956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T14N R2E LOT 21 MAPLEWOOD HEIGHTS NO 2.
Legal Range	02E
Legal Township	14N
Legal Section	30
Legal Subdivision	MAPLEWOOD HEIGHTS 1
Legal Lot Number	21
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1037
Census Tract	290500

Owner

655 Pinewood Dr is owner-occupied and held in a trust since March 2025.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6243 DEER FIELD EST, GRAYLING, MI 49738-6442
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 8, 2023	Intrafamily Transfer, Transfer TITLE RESOURCE AGENCY
Sep 17, 2021	Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Prior Sale	Mar 3, 2023 · Amount on File
Deed Document Number	20251982
Deed Book / Page	2025 / 1982
Prior Transfer Date	Mar 7, 2023
Prior Transfer Doc	001663/604
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 3, 2023
Property Address	655 PINEWOOD DR, MIDLAND, MI 48640-8956
Document Number	001663/418
Book / Page	1663 / 418
Map Reference	LB N PG 49
Instrument Date	Feb 17, 2023
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,422.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 PINEWOOD DR, MIDLAND, MI 48640-8956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2863 ACACIA GROVE DR, KATY, TX 77494-7994

Mortgage

Document Number	001663/419
Date	Mar 3, 2023
Book Page	1663/419

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Mar 8, 2023
Property Address	655 PINEWOOD DR, MIDLAND, MI 48640-8956
Document Number	001663/604
Book / Page	1663 / 604
Map Reference	LB N PG 49
Instrument Date	Feb 17, 2023
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	TITLE RESOURCE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 PINEWOOD DR, MIDLAND, MI 48640-8956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 PINEWOOD DR, MIDLAND, MI 48640-8956

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	655 PINEWOOD DR, MIDLAND, MI 48640-8956
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 PINEWOOD DR, MIDLAND, MI 48640-8956

Mortgage

Document Number	1649/1262
Date	Sep 17, 2021
Book Page	1649/1262

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 13, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 655 Pinewood Dr was $5,410 with a homeowner's exemption, down 2.5% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,800 (+17.39%)	$391,600 (+17.39%)
2025	$5,410.00 (-2.49%) Homeowner's exemption	$166,800	$333,600
2024	$5,548.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Pinewood Dr in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	48 (1982–2020)
Claims Outside the SFHA	4 of 48
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 7 claims Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Pinewood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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