Caldwell County property record for 655 Pin Oak, Lockhart, TX 78644
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 2014 |
| Lot Size | 10 acres (437,125 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,114 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200289-104-800-00 |
| Primary APN | 0200289-104-800-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Georgian |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 437,125 sqft (10 acres) |
| Deck Area | 512 sqft |
| Patio Area | 512 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 60893 |
|---|---|
| Street Address | 655 PIN OAK |
| City | LOCKHART |
| State | TX |
| Zip | 78644-4794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A289 TYLER, JOHN, ACRES 10.035 |
| Legal Subdivision | TYLER, JOHN |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960102 |
Source: Caldwell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 PIN OAK, LOCKHART, TX 78644-4794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU |
| Mar 7, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU |
| Jul 28, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2023 |
| Deed Sale | Jul 28, 2023 |
| Prior Sale | Dec 30, 2011 · Amount on Record |
| Deed Document Number | 20234680 |
| Prior Transfer Date | Nov 29, 2011 |
| Prior Transfer Doc | 0000009291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 655 PIN OAK, LOCKHART, TX 78644-4794 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 655 PIN OAK RD, LOCKHART, TX 78644-4794 |
| Document Number | 2025009243 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025-009243 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 655 PIN OAK, LOCKHART, TX 78644-4794 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 655 PIN OAK RD, LOCKHART, TX 78644-4794 |
| Document Number | 2024001663 |
|---|---|
| Date | Mar 7, 2024 |
| Instrument | 2024-001663 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 655 PIN OAK, LOCKHART, TX 78644-4794 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2020002416 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 2020-002416 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 655 PIN OAK, LOCKHART, TX 78644-4794 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2021005773 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 2021-005773 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Jul 28, 2023 |
| Property Address | 655 PIN OAK, LOCKHART, TX 78644-4794 |
| Document Number | 2023004680 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023-004680 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 PIN OAK, LOCKHART, TX 78644-4794 |
| Name | Verified Name |
|---|---|
| Address | 655 PIN OAK, LOCKHART, TX 78644-4794 |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,114.00 (+195.17%) | $193,482 (-58.54%) | $449,570 (-14.73%) Land $260,540 Building $189,030 |
| 2025 | $466,658 (+221.31%) | $527,240 (-5.45%) Land $323,560 Building $203,680 | |
| 2024 | $1,055.00 (+20.99%) | ||
| 2023 | $872.00 (-44.35%) Homeowner's exemption Disabled Person's exemption | $145,237 (-21.54%) Land $52,870 Building $193,600 | $557,660 (+60.78%) Land $364,060 Building $193,600 |
| 2022 | $1,567.00 Homeowner's exemption Disabled Person's exemption | $185,110 Land $36,400 Building $148,710 | $346,840 Land $198,130 Building $148,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 25 / 5 |
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