Osceola County property record for 655 Peg Ct, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,879 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2022) |
| Tax Bill | $8,585.00 (2025) |
| Primary APN | 13-26-30-0117-0001-0480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,879 sqft Living Area |
| Gross Area | 3,348 sqft Gross Area |
| 1st Floor | 1,787 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Patio Area | 48 sqft Patio |
| Heating System | Central Heating |
|---|
| Street Address | 655 PEG CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9225 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD HICKORY PH 1 & 2 PB 29 PGS 13-24 LOT 48 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 13 |
| Legal Subdivision | OLD HICKORY PHSES 1 & 2 |
| Legal Phase | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 13-26-30-0117-0001-0480
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 PEG CT, SAINT CLOUD, FL 34772-9225 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jun 07, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage FIRST HERITAGE MORTGAGE LLC |
| Jan 07, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2022 · Amount on Record |
| Deed Sale | Jun 07, 2022 · Amount on Record |
| Prior Sale | Jan 29, 2021 · Amount on Record |
| Deed Doc Number | 202288817 |
| Deed Book / Page | 6228 / 1640 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 655 PEG CT, SAINT CLOUD, FL 34772-9225 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 655 PEG CT, SAINT CLOUD, FL 34772-9225 |
| Investor | Possibly a Property Investor |
| Document Number | 0065481944 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 6548/1944 |
| Instrument | 2024018589 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 07, 2022 |
| Property Address | 655 PEG CT, SAINT CLOUD, FL 34772-9225 |
| Document Number | 0062281640 |
| Book / Page | 6228 / 1640 |
| Map Reference | MB 29 PG 13 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022088817 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 W 4TH ST, BAYONNE, NJ 07002-1144 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 655 PEG CT, SAINT CLOUD, FL 34772-9225 |
| Investor | Possibly a Property Investor |
| Document Number | 0062281643 |
|---|---|
| Date | Jun 07, 2022 |
| Instrument | 6228/1643 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 07, 2021 |
| Property Address | 655 PEG CT, SAINT CLOUD, FL 34772-9225 |
| Document Number | 0058662338 |
| Book / Page | 5866 / 2338 |
| Map Reference | MB 29 PG 13 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2021002715 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,911.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR, ORLANDO, FL 32821-8088 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 683 PEG COURT, SAINT CLOUD, FL 34772-9225 |
| Document Number | 0058662342 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 5866/2342 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,585.00 (+2.48%) Homeowner's exemption Veteran's exemption | $421,100 (+3.59%) Land $78,000 Building $343,100 | $421,100 (+3.59%) Land $78,000 Building $343,100 |
| 2023 | $8,377.00 (+4.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $406,500 (+18.41%) Land $65,000 Building $341,500 | $406,500 (+18.41%) Land $65,000 Building $341,500 |
| 2022 | $8,039.00 | $343,300 Land $55,000 Building $288,300 | $343,300 Land $55,000 Building $288,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 276 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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