655 Pebble Beach Dr, Atwater, CA 95301 Property Records

Merced County property record for 655 Pebble Beach Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 900 sqft · built 1994
Lot Size	0.115 acres (5,003 sqft)
Owner	Individual Name on Record
Last Sale	$66,000 (Jun 2009)
Tax Bill	$912 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-222-009-000`

Property Details

APN / Parcel Number

Primary APN	`004-222-009-000`
Alternative APN	`004-222-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,300 sqft
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,003 sqft (0.115 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-222-009
Street Address	655 PEBBLE BEACH DR
City	ATWATER
State	CA
Zip	95301-4565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD17
Legal Description	PAJARO DUNES SUB LOT 16
Legal Subdivision	PAJARO DUNES SUB
Legal Lot Number	16
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1014
Census Tract	802

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 PEBBLE BEACH DR, ATWATER, CA 95301-4565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2009 · Amount on Record
Deed Sale	Jun 15, 2009 · Amount on Record
Prior Sale	Sep 3, 2008 · Amount on Record
Deed Document Number	200929743
Last Transfer Date	Feb 4, 2019
Transfer Doc	0000005880
Record Updated	Oct 29, 2026

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Feb 28, 2019
Property Address	655 PEBBLE BEACH DR, ATWATER, CA 95301-4565
Document Number	0000005880
Map Reference	VOL 44 PG 37&38
Instrument Date	Feb 4, 2019
Instrument	2019005880
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 PEBBLE BEACH DR, ATWATER, CA 95301-4565

Mortgage

Document Number	0000005881
Date	Feb 28, 2019
Instrument	2019005881

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$86,673 (+2%) Land $26,260 Building $60,413
2025	$912.00 (+2.36%) Homeowner's exemption	$84,975 (+4.04%) Land $25,746 Building $59,229
2024	$891.00 (+2.65%)
2023	$868.00 (+1.4%) Homeowner's exemption	$81,678 Land $24,748 Building $56,930
2022	$856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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