Branch County property record for 655 Pearl Beach Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,100,000 (Jul 2024) |
| Tax Bill | $11,322 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-034-200-062-00 |
| Primary APN | 110-034-200-062-00 |
|---|
| Lot Area | 14,375 sqft (0.33 acres) |
|---|
| Street Address | 655 PEARL BEACH RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 198 FT W, TH S 23DEG 38MIN W 986.2 FT TO PT D, TH W 71.1 FT, TH S 45DEG 04MIN W 291.1 FT FR MEANDER POST ON W SH LK BEG |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 34 |
| Legal Lot Number | 22 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 951000 |
655 Pearl Beach Rd is owner-occupied and held in a trust since July 2024.
Source: Branch County records, as of July 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 655 PEARL BEACH RD, COLDWATER, MI 49036-8072 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on File |
| Deed Sale | Jul 31, 2024 · Amount on File |
| Deed Document Number | 20243947 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 655 Pearl Beach Rd was $11,322, up 70.9% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,287 (+0.98%) | $850,574 (+0.98%) | |
| 2025 | $11,322.00 (+70.9%) | $421,178 | $842,356 |
| 2024 | $6,625.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 655 Pearl Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Pearl Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Mercury Fiber.
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