655 Painted Turtle Ln, Highlands, NC 28741 Property Records

Macon County property record for 655 Painted Turtle Ln, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,243 sqft · built 1982
Lot Size	5.08 acres (221,285 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Sep 2017)
Tax Bill	$1,931 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7520157128`

Property Details

APN / Parcel Number

Primary APN	`7520157128`
Alternative APN	`140701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,243 sqft Heated Area
1st Floor Area	956 sqft
Upper Floors Area	287 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	221,285 sqft (5.08 acres)
Terrain	Rolling
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	520 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	140701
Street Address	655 PAINTED TURTLE LN
City	HIGHLANDS
State	NC
Zip	28741-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF 1620
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	4
Census Block	4040
Census Tract	970600

Owner

655 Painted Turtle Ln is owned by an individual who bought it in September 2017.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1029 THOMPSON RD, ANDERSON, SC 29621-3446
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2017	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Deed Document Number	20176137
Deed Book / Page	38 / 2096
Prior Transfer Date	Aug 3, 2017
Prior Transfer Doc	D38/2090
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 8, 2017
Property Address	655 PAINTED TURTLE LN, HIGHLANDS, NC 28741-4500
Document Number	D38/2096
Book / Page	D-38 / 2096
Map Reference	MB V-35 PG 1488
Instrument Date	Sep 1, 2017
Instrument	2017006137
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 THOMPSON RD, ANDERSON, SC 29621-3446

Mortgage

Document Number	D38/2099
Date	Sep 8, 2017
Book Page	D-38/2099
Instrument	2017006138

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	GLENSIDE, PA 19038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Sep 8, 2017
Property Address	655 PAINTED TURTLE LN, HIGHLANDS, NC 28741-4500
Document Number	D38/2090
Book / Page	D-38 / 2090
Map Reference	MB V-35 PG 1488
Instrument Date	Aug 3, 2017
Instrument	2017006135
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6254, LAKELAND, FL 33807-6254

Tax Assessment & Valuation

The 2026 property tax bill for 655 Painted Turtle Ln was $1,931, up 3.3% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,931.00 (+3.32%)	$604,990 Land $237,990 Building $367,000	$604,990 Land $237,990 Building $367,000
2025	$1,869.00
2023	$1,857.00	$596,990 Land $237,990 Building $359,000	$596,990 Land $237,990 Building $359,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Painted Turtle Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Painted Turtle Ln is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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