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655 Oswego Dr, Carol Stream, IL 60188 Property Records

DuPage County property record for 655 Oswego Dr, Carol Stream, IL 60188

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,964 sqft · built 1977
Lot Size0.2 acres (8,712 sqft)
Owner2 Trust Names on File
Last Sale$195,000 (Dec 2009)
Tax Bill$10,150 (2025)
Deeds & MortgagesJul 2018 Sale
Flood ZoneZone X (minimal risk)
APN01-25-411-005

Property Details

APN / Parcel Number

Primary APN01-25-411-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,964 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address655 OSWEGO DR
CityCAROL STREAM
StateIL
Zip60188-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSHINING WATERS UNIT FOUR ALL
Legal SubdivisionSHINING WATERS UNIT FOUR
Legal Lot Number439
JurisdictionDU PAGE IL
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2003
Census Tract841324

Owner

655 Oswego Dr is owner-occupied and held in a trust since September 2012.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Trust Names on File
Mailing Address655 OSWEGO DR, CAROL STREAM, IL 60188-3314
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2009 · Amount on File
Deed SaleDec 11, 2009 · Amount on File
Prior SaleDec 19, 2008
Deed Document Number2009184531
Last Transfer DateSep 13, 2012
Transfer Doc0000138769
Record UpdatedSep 20, 2026

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDU PAGE IL
Recording DateJul 5, 2018
Property Address655 OSWEGO DR, CAROL STREAM, IL 60188-3314
Document Number0000061312
Instrument DateMar 28, 2018
Instrument61312
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10258 S WESTERN AVE CHICAGO IL 606431948, CHICAGO, IL 60643-1948

Tax Assessment & Valuation

The 2025 property tax bill for 655 Oswego Dr was $10,150.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionWayne Township
MunicipalityCarol Stream Village
Elementary School DistrictBenjamin School District 25 (PK - 08)
Secondary School DistrictCommunity High School District 94 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,150.00$132,676 Land $37,188 Building $95,488$398,028 Land $111,564 Building $286,464
2022$8,950.00 Homeowner's exemption$102,920 Land $28,850 Building $74,070$308,760 Land $86,550 Building $222,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Oswego Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Oswego Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAROL STREAM
serves 39,854 people · EPA ID IL0430200
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

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