655 Ocean Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 655 Ocean Rd, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1940
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Oct 1995)
Tax Bill	$2,852 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NARR M:T B:182`

Property Details

APN / Parcel Number

Primary APN	`NARR M:T B:182`
Alternative APN	`13262495`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
Gross Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1989
Architectural Style	Cottage
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13262495
Street Address	655 OCEAN RD
City	NARRAGANSETT
State	RI
Zip	02882-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	182
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	3
Census Block	3051
Census Tract	51503

Owner

Source: Narragansett Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 OCEAN RD, NARRAGANSETT, RI 02882-1315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 26, 2021	Deed, Transfer · Stand-Alone Refinance NORTHPOINTE BANK
Jul 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 1995 · Amount on Record
Deed Sale	Oct 23, 1995 · Amount on Record
Deed Book / Page	335 / 640
Last Transfer Date	Jul 19, 2021
Transfer Doc	000984-728
Record Updated	Oct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Jul 26, 2021
Property Address	655 OCEAN RD, NARRAGANSETT, RI 02882-1315
Document Number	000984-728
Book / Page	984 / 728
Instrument Date	Jul 19, 2021
Instrument	2021003816
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 OCEAN RD, NARRAGANSETT, RI 02882-1315

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Jul 26, 2021
Property Address	655 OCEAN RD, NARRAGANSETT, RI 02882-1315
Document Number	000984-726
Book / Page	984 / 726
Instrument Date	Jul 19, 2021
Instrument	2021003815
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 OCEAN RD, NARRAGANSETT, RI 02882-1315

Mortgage

Document Number	000984-732
Date	Jul 26, 2021
Book Page	984/732
Instrument	2021003818

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Jul 26, 2021
Property Address	655 OCEAN RD, NARRAGANSETT, RI 02882-1315
Document Number	000984-730
Book / Page	984 / 730
Instrument Date	Jul 19, 2021
Instrument	2021003817
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 OCEAN RD, NARRAGANSETT, RI 02882-1315

Tax Assessment & Valuation

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,852.00 (-2.7%)	$420,100 (+33.45%) Land $204,900 Building $215,200	$699,706
2023	$2,931.00 (+3.46%)	$314,800 (-) Land $146,400 Building $168,400
2022	$2,833.00	$314,800 Land $146,400 Building $168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 units insured incl. 41 condo units
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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