655 Oakland Ave, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 655 Oakland Ave, Cedarhurst, NY 11516

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,826 sqft · built 1957
Lot Size0.224 acres (9,760 sqft)
Owner2 Individual Names on File
Tax Bill$6,740 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone AE (high risk)
APN39-122-00-0088

Property Details

APN / Parcel Number

Primary APN39-122-00-0088
Alternative APNs
  • 2089-39-122-00-0088-0
  • 39122000088000000000
  • 282089 39.-122-88
  • 39122 00880

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,826 sqft Living Area
Gross Area3,206 sqft
1st Floor Area1,578 sqft
Basement Area789 sqft
Finished Basement789 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialOther
Lot Area9,760 sqft (0.224 acres)
Lot Dimensions141 ft deep x 80 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
Deck Area180 sqft
Patio Area231 sqft
Balcony Area43 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39122 00880
Street Address655 OAKLAND AVE
CityCEDARHURST
StateNY
Zip11516-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 015
Legal Block122
Legal Lot Number88
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4018
Census Tract411302

Owner

655 Oakland Ave is owned and occupied by two individuals.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record2 Individual Names on File
Mailing Address655 OAKLAND AVE, CEDARHURST, NY 11516-1033
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Recording DateAug 27, 2026
Property Address655 OAKLAND AVE, CEDARHURST, NY 11516-1033
Document Number0000058324
Book / Page48621 / 707
Instrument DateAug 13, 2026
Instrument202658324
Transaction TypeMortgage
Record UpdatedOct 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 OAKLAND AVE, CEDARHURST, NY 11516-1033

Mortgage

Document Number0000058324,
DateAug 27, 2026
Book Page48621/707
Instrument202658324
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Change FrequencyMonthly
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 655 Oakland Ave was $6,740 with a senior citizen's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Unified School DistrictLawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$752 Land $342 Building $410$752,000
2025$6,740.00
2023$9,354.00 Homeowner's exemption Senior Citizen's exemption$781 Land $355 Building $426$781,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Oakland Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 362 policies
Nearby Flood Policies362 in force
Nearby Flood Claims471 (1978–2023)
Claims Outside the SFHA137 of 471
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 35 claims
  • Hurricane Sandy, Nov 2012 · 318 claims
  • Hurricane Irene, Aug 2011 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 Oakland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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