Jackson County property record for 655 Oak St, Ashland, OR 97520
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 780 sqft · built 2025 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,289 (2025) |
| Deeds & Mortgages | Jun 2025 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 391E04CA1902 |
| Primary APN | 391E04CA1902 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 871 sqft (0.02 acres) |
| Street Address | 655 OAK ST |
|---|---|
| City | ASHLAND |
| State | OR |
| Zip | 97520-1256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R/1/5 |
| Legal Subdivision | ASHLAND CREEK COTTAGES |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 1802 |
Source: Jackson County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1245, ASHLAND, OR 97520-0042 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | JACKSON OR |
| Recording Date | Jun 30, 2025 |
| Property Address | 655 OAK ST, ASHLAND, OR 97520-1256 |
| Document Number | 0000013518 |
| Map Reference | VOL 49 PG 1 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 2025-013518 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1245, ASHLAND, OR 97520-0042 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013519 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2025-013519 |
| Name | ROGUE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 1, 2056 |
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Ashland City |
| Unified School District | Ashland School District 5 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,530 (+140.09%) | $285,650 (+70.03%) Land $206,480 Building $79,170 | |
| 2025 | $1,289.00 (+2.14%) | $81,440 (+3%) Land $81,440 | $168,000 (+21.74%) Land $168,000 |
| 2024 | $1,262.00 | $79,070 Land $79,070 | $138,000 Land $138,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 76% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Hunter Communications.
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