655 Nebraska Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 655 Nebraska Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,304 sqft · built 1940
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (May 2018)
Tax Bill	$3,814 (2023)
Deeds & Mortgages	Jul 2021 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-13-0067`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-13-0067`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	854 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	655 NEBRASKA AVE E
City	SAINT PAUL
State	MN
Zip	55106-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	HARRISON AND HANDY'S ADDITION LOT 20 BLK 7
Legal Range	22
Legal Township	29
Legal Section	20
Legal Quarter	1
Quarter-Quarter Section	3
Legal Subdivision	HARRISON AND HANDYS ADDITION
Legal Block	7
Legal Lot Number	20
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5019
Census Tract	30602

Owner

655 Nebraska Ave E is owned and occupied by two individuals who bought it in May 2018.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	2 Individual Names on File
Mailing Address	655 NEBRASKA AVE E, SAINT PAUL, MN 55106-1725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
May 30, 2018	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I
Jan 4, 2018	Grant Deed, Construction Loan · Line of Credit BRIDGEWATER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Prior Sale	Jan 4, 2018 · Amount on File
Deed Document Number	A04711789
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	655 NEBRASKA AVE E, SAINT PAUL, MN 55106-1725
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04893911
Date	Jul 6, 2021
Instrument	A04893911

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 30, 2018
Property Address	655 NEBRASKA AVE E, SAINT PAUL, MN 55106-1725
Document Number	0004711789
Instrument Date	May 25, 2018
Instrument	4711789
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$703.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 NEBRASKA AVE E ST PAUL MN 551061725, ST PAUL, MN 55106-1725

Mortgage

Document Number	4711790
Date	May 30, 2018
Instrument	4711790

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 4, 2018
Property Address	655 NEBRASKA AVE E, SAINT PAUL, MN 55106-1725
Document Number	0004692744
Instrument Date	Dec 7, 2017
Instrument	4692744
Transaction Type	Construction Loan
Record Updated	Jan 22, 2018
Title Company	PARTNERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 20265 BLOOMINGTON MN 554200265, BLOOMINGTON, MN 55420-0265

Mortgage

Document Number	4692745
Date	Jan 4, 2018
Instrument	4692745

Lender

Name	BRIDGEWATER BK
Type	Bank
Address	BLOOMINGTON, MN 55431

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 3, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,814.00 Homeowner's exemption	$232,600 Land $25,000 Building $207,600	$232,600 Land $25,000 Building $207,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Nebraska Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 655 Nebraska Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GigFire, T-Mobile.

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