655 NE Lafayette Ave, Bend, OR 97701 Property Records

Deschutes County property record for 655 NE Lafayette Ave, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,765 sqft · built 2014
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Last Sale	$888,090 (Feb 2025)
Tax Bill	$4,860 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171233-BD-01100`

Property Details

APN / Parcel Number

Primary APN	`171233-BD-01100`
Alternative APNs	`R1001171233BD01100` `105356`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,765 sqft Living Area
Gross Area	2,759 sqft
1st Floor Area	1,765 sqft
Basement Area	497 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	6,534 sqft (0.15 acres)
Garage Area	497 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	105356
Street Address	655 NE LAFAYETTE AVE
City	BEND
State	OR
Zip	97701-4355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CENTER ADDITION TO BEND BLOCK 47 LOT PT.6.&.7
Legal Range	12
Legal Township	17
Legal Section	33
Legal Subdivision	CENTER ADDITION TO BEND
Legal Block	47
Legal Lot Number	6&7
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2029
Census Tract	1602

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 NE LAFAYETTE AVE, BEND, OR 97701-4355
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit BUTTON FINANCE INC
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Prior Sale	May 11, 2015 · Amount on Record
Deed Document Number	20253937
Last Transfer Date	May 13, 2025
Transfer Doc	0000012497
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	655 NE LAFAYETTE AVE, BEND, OR 97701-4355
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032425
Date	Nov 24, 2025
Instrument	2025-32425

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	655 NE LAFAYETTE AVE, BEND, OR 97701-4355
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060960
Date	Oct 29, 2021
Instrument	2021-60960

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	655 NE LAFAYETTE AVE, BEND, OR 97701-4355
Document Number	0000001458
Instrument Date	Jan 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	669 NE LAFAYETTE AVE BEND OR 977014355, BEND, OR 97701-4355

Mortgage

Document Number	0000001458
Date	Jan 13, 2017
Instrument	1458

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,860.00 (+3.93%)	$287,690 (+3%)	$907,370 (+2.17%) Land $245,300 Building $662,070
2024	$4,676.00 (+7.87%)	$279,320 (+3%)	$888,090 (-) Land $245,300 Building $642,790
2023	$4,335.00	$271,190	$888,090 Land $245,300 Building $642,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Webformix.

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