655 N Webster St, Naperville, IL 60563 Property Records

DuPage County property record for 655 N Webster St, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,612 sqft · built 1930
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,264 (2022)
Deeds & Mortgages	Mar 2024 Construction Loan Jun 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-13-205-016`

Property Details

APN / Parcel Number

Primary APN	`07-13-205-016`
Alternative APN	`07-13-205-036`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,612 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	806 sqft
2nd Floor Area	806 sqft
Basement Area	806 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	15 ft deep x 7.5 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0713205016
Street Address	655 N WEBSTER ST
City	NAPERVILLE
State	IL
Zip	60563-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	R L WARNER SUB ALL
Legal Subdivision	R L WARNER SUB
Legal Lot Number	184
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	4
Census Block	4013
Census Tract	846404

Owner

655 N Webster St is owned and occupied by two individuals who acquired it in December 2018.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 N WEBSTER ST, NAPERVILLE, IL 60563-3055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Construction Mortgage TRUSTBANK
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 8, 2017	Deed, Transfer · VA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017
Deed Sale	Dec 8, 2017
Deed Document Number	2017125881
Last Transfer Date	Dec 11, 2018
Transfer Doc	0000002714
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	655 N WEBSTER ST, NAPERVILLE, IL 60563-3055
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	AF TITLE COMPANY, FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N WEBSTER ST, NAPERVILLE, IL 60563-3055

Mortgage

Document Number	0000015519
Date	Mar 25, 2024
Instrument	R2024-015519

Lender

Name	TRUSTBANK
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 14, 2025

Interest

Rate Type	Fixed Rate
Rate	8.25%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	655 N WEBSTER ST, NAPERVILLE, IL 60563-3055
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063935
Date	Jun 27, 2017
Instrument	R2017-063935

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	655 N WEBSTER ST, NAPERVILLE, IL 60563-3055
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017687
Date	Feb 21, 2020
Instrument	R2020-017687

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 14, 2019
Property Address	655 N WEBSTER ST, NAPERVILLE, IL 60563-3055
Document Number	0000002714
Instrument Date	Dec 11, 2018
Instrument	2714
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	655 N WEBSTER ST NAPERVILLE IL 605633055, NAPERVILLE, IL 60563-3055

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 8, 2017
Property Address	655 N WEBSTER ST, NAPERVILLE, IL 60563-3055
Document Number	0000125881
Map Reference	DOC192270
Instrument Date	Oct 25, 2017
Instrument	R2017-125881
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	655 N WEBSTER ST, NAPERVILLE, IL 60563-3055

Mortgage

Document Number	0000125882
Date	Dec 8, 2017
Instrument	R2017-125882

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,687 Land $127,886 Building $84,801	$638,061 Land $383,658 Building $254,403
2022	$10,264.00 Homeowner's exemption	$164,860 Land $98,700 Building $66,160	$494,580 Land $296,100 Building $198,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 N Webster St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 N Webster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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