655 N Waco Ave, Tulsa, OK 74127 Property Records

Osage County property record for 655 N Waco Ave, Tulsa, OK 74127

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,377 sqft · built 1954
Lot Size0.205 acres (8,963 sqft)
Owner2 Individual Names on Record
Last Sale$87,500 (Jun 2006)
Tax Bill$1,117 (2025)
Deeds & MortgagesAug 2026 Mortgage
Dec 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN34-20-12-28950

Property Details

APN / Parcel Number

Primary APN34-20-12-28950
Alternative APN
  • 9661

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,377 sqft Living Area
1st Floor Area1,377 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,963 sqft (0.205 acres)
Garage TypeAttached
Garage Area420 sqft
PorchSlab
Porch Area363 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number9661
Street Address655 N WACO AVE
CityTULSA
StateOK
Zip74127-4937
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSKYLINE RIDGE LOT 7, BLK 8
Legal Range12E
Legal Township20N
Legal Section34
Legal SubdivisionSKYLINE RIDGE 1ST
Legal Block8
Legal Lot Number7
JurisdictionOSAGE OK
Township / Civil DivisionSOUTHEAST OSAGE
Census Block Group1
Census Block1015
Census Tract940006

Owner

Source: Osage County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address655 N WACO AVE, TULSA, OK 74127-4937
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS FIRST FEDERAL CREDIT UNION
Dec 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
OK MEMBERS FIRST FCU
Apr 20, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OK MEMBERS FIRST FCU
Apr 29, 2011Deed of Trust, Mortgage · FHA Mortgage
BOKF NA
Jul 7, 2006Deed of Trust, Mortgage · FHA Mortgage
BANK OF OKLAHOMA NA
Jun 8, 2006Trustee's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2006 · Amount on Record
Deed SaleJun 8, 2006 · Amount on Record
Prior SaleMay 9, 1995
Deed Document Number20064939
Deed Book / Page1271 / 493
Prior Transfer DateJun 5, 2006
Prior Transfer Doc001271/493
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSAGE OK
Recording DateAug 28, 2026
Property Address655 N WACO AVE, TULSA, OK 74127-4937
Document Number0000006466
Book / Page2018 / 764
Instrument DateAug 20, 2026
Instrument20266466
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 N WACO AVE, TULSA, OK 74127-4937

Mortgage

Document Number0000006466,
DateAug 28, 2026
Book Page2018/764
Instrument20266466
Lender
NameMEMBERS FIRST FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSAGE OK
Property Address655 N WACO AVE, TULSA, OK 74127-4937
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001821/565
DateDec 3, 2021
Book Page1821/565
Instrument2021-010270
Lender
NameOK MEMBERS FIRST FCU
TypeCredit Union
AddressTULSA, OK 74146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term237 Months
DueSep 1, 2041

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSAGE OK
Property Address655 N WACO AVE, TULSA, OK 74127-4937
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001877/139
DateApr 20, 2023
Book Page1877/139
InstrumentI-2023-002615
Lender
NameOK MEMBERS FIRST FCU
TypeCredit Union
AddressTULSA, OK 74146
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueApr 1, 2033

April 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSAGE OK
Property Address655 N WACO AVE, TULSA, OK 74127-4937
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001449/307
DateApr 29, 2011
Book Page1449/307
Instrument2011-002718
Lender
NameBOKF NA
AddressTULSA, OK 74153
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2041

July 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSAGE OK
Property Address655 N WACO AVE, TULSA, OK 74127-4937
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001271/494
DateJul 7, 2006
Book Page1271/494
Instrument2006-004940
Lender
NameBANK OF OKLAHOMA NA
TypeBank
AddressTULSA, OK 74153
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2036

June 2006: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSAGE OK
Recording DateJun 8, 2006
Property Address655 N WACO AVE, TULSA, OK 74127-4937
Document Number001271/493
Book / Page1271 / 493
Instrument DateJun 5, 2006
Instrument2006-004939
Transaction TypeForeclosure
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
Tax$131.25
Amount AccuracyRounded by County
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Osage County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOsage County
MunicipalityTulsa City
Unified School DistrictTulsa Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,950 (+3%) Land $573 Building $9,377$82,913 (-51.43%) Land $4,774 Building $78,139
2025$1,117.00 (+7.3%) Homeowner's exemption$9,660 (+3.01%) Land $556 Building $9,104$170,725 (+118.45%) Land $30,000 Building $140,725
2024$1,041.00 (+10.28%) Homeowner's exemption$9,378 (-) Land $540 Building $8,838$78,153 (-) Land $4,500 Building $73,653
2023$944.00 (-4.93%) Homeowner's exemption$9,378 (-) Land $540 Building $8,838$78,153 (-) Land $4,500 Building $73,653
2022$993.00 Homeowner's exemption$9,378 Land $540 Building $8,838$78,153 Land $4,500 Building $73,653

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2008–2019)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTULSA
serves 413,000 people · EPA ID OK1020418
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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