655 N Lyle Ave, Elgin, IL 60123 Property Records

Kane County property record for 655 N Lyle Ave, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 1988
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (May 2005)
Tax Bill	$8,601 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-09-252-004`

Property Details

APN / Parcel Number

Primary APN	`06-09-252-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	110 ft deep x 73 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	655 N LYLE AVE
City	ELGIN
State	IL
Zip	60123-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 8 LOT 299
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	299
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3001
Census Tract	851909

Owner

Source: Kane County records · APN 06-09-252-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	655 N LYLE AVE, ELGIN, IL 60123-2607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2005 · Amount on Record
Deed Sale	May 11, 2005 · Amount on Record
Prior Sale	Mar 21, 2000 · Amount on Record
Deed Document Number	200552899
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	655 N LYLE AVE, ELGIN, IL 60123-2607
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027297
Date	May 30, 2017
Instrument	2017K027297

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	444 Months
Due	May 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,601.00 (+15.85%) Homeowner's exemption
2024		$111,218 (+21.39%) Land $31,863 Building $79,355	$333,788 (+21.44%) Land $95,627 Building $238,160
2022	$7,424.00 (+4.48%) Homeowner's exemption	$91,618 (+6.96%) Land $26,248 Building $65,370	$274,854 (+6.96%) Land $78,744 Building $196,110
2021	$7,106.00 Homeowner's exemption	$85,656 Land $24,540 Building $61,116	$256,968 Land $73,620 Building $183,348

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Opiquad, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.