655 N Fordney Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 655 N Fordney Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,143 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Aug 2021)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-26-1017-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-26-1017-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,143 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	1,143 sqft
Unfinished Basement	1,143 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	18 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 N FORDNEY RD
City	HEMLOCK
State	MI
Zip	48626-8430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	N 74.25 FT OF E 586 2/3 FT OF SE 1/4 OF NE 1/4 1 ACRE SEC 26 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	26
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3001
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 N FORDNEY RD, HEMLOCK, MI 48626-8430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2021	Warranty Deed, Transfer
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST CU
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	202127805
Last Transfer Date	Aug 2, 2024
Transfer Doc	0000018453
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	655 N FORDNEY RD, HEMLOCK, MI 48626-8430
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1289 WOODFIELD TRL, HEMLOCK, MI 48626-9235

Mortgage

Document Number	0000030567
Date	Sep 20, 2021
Instrument	2021030567

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 23, 2021
Property Address	655 N FORDNEY RD, HEMLOCK, MI 48626-8430
Document Number	2021027805
Instrument Date	Aug 18, 2021
Instrument	2021027805
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N FORDNEY RD, HEMLOCK, MI 48626-8430

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	655 N FORDNEY RD, HEMLOCK, MI 48626-8430
Document Number	0000023801
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N FORDNEY RD FREELAND MI 48623, FREELAND, MI 48623

Mortgage

Document Number	0000023801
Date	Sep 23, 2019
Instrument	23801

Lender

Name	FAMILY FIRST CU
Address	FREELAND, MI 48623

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 22, 2029

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	655 N FORDNEY RD, HEMLOCK, MI 48626-8430
Document Number	0000004725
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N FORDNEY RD HEMLOCK MI 486268430, HEMLOCK, MI 48626-8430

Mortgage

Document Number	0000004725
Date	Mar 2, 2018
Instrument	4725

Lender

Name	FAMILY FIRST CU
Address	SAGINAW, MI 48602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,300 (+32.34%)	$132,600 (+32.34%)
2025	$2,041.00 (-17.8%) Homeowner's exemption
2023		$50,100	$100,200
2022	$2,483.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Fordney Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures