655 N Elm St, Wallingford, CT 06492 Property Records

Wallingford Town property record for 655 N Elm St, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,397 sqft · built 1985
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Aug 1993)
Tax Bill	$9,609 (2026)
Deeds & Mortgages	Apr 2020 Refinance Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WALL M:092 L:073`

Property Details

APN / Parcel Number

Primary APN	`WALL M:092 L:073`
Alternative APN	`W0424300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,397 sqft Living Area
Gross Area	4,820 sqft
1st Floor Area	1,260 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	W0424300
Street Address	655 N ELM ST
City	WALLINGFORD
State	CT
Zip	06492-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Lot Number	73
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	2
Census Block	2017
Census Tract	175800

Owner

Source: Wallingford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 N ELM ST, WALLINGFORD, CT 06492-3233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 1993 · Amount on Record
Deed Sale	Aug 6, 1993 · Amount on Record
Deed Book / Page	761 / 866
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	655 N ELM ST, WALLINGFORD, CT 06492-3233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1623-1
Date	Apr 6, 2020
Book Page	1623/1
Instrument	3159530015

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	655 N ELM ST, WALLINGFORD, CT 06492-3233
Document Number	1599-41
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N ELM ST WALLINGFORD CT 064923233, WALLINGFORD, CT 06492-3233

Mortgage

Document Number	1599-41
Date	Feb 15, 2019
Book Page	001599/000041

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 14, 2029

Tax Assessment & Valuation

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,609.00 (+1.87%)	$391,100 (-) Land $116,300 Building $274,800	$602,018 (+119.9%)
2025	$9,433.00	$391,100 (+38.64%) Land $116,300 Building $274,800	$273,770 Land $81,410 Building $192,360
2024	$9,433.00 (+13.97%)
2023	$8,277.00	$282,100 Land $97,000 Building $185,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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