655 N Cherry St, Kenton, OH 43326 Property Records

Hardin County property record for 655 N Cherry St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,672 sqft
Lot Size	0.327 acres (14,279 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (May 2023)
Tax Bill	$2,687 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-650042.0000`

Property Details

APN / Parcel Number

Primary APN	`36-650042.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,672 sqft
Attic	Attic
Attic Area	1,350 sqft
Basement Area	490 sqft
Finished Basement	448 sqft
Unfinished Basement	42 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,279 sqft (0.327 acres)
Lot Dimensions	109 ft deep x 131 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	655 N CHERRY ST
City	KENTON
State	OH
Zip	43326-1385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAYNE HTS 8-10
Legal Subdivision	WAYNE HTS
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2020
Census Tract	200

Owner

655 N Cherry St is owned and occupied by an individual who bought it in May 2023.

Source: Hardin County records, as of April 3, 2026

Owner of Record	Individual Name on File
Mailing Address	655 N CHERRY ST, KENTON, OH 43326-1385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Survivorship Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 6, 2021	Limited Warranty Deed, Transfer
Jun 28, 2021	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Apr 26, 1995
Deed Document Number	20231368
Deed Book / Page	567 / 5829
Record Updated	Jun 8, 2026

May 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	May 26, 2023
Property Address	655 N CHERRY ST, KENTON, OH 43326-1385
Document Number	00567/5829
Book / Page	567 / 5829
Instrument Date	May 25, 2023
Instrument	2023001368
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 N CHERRY ST, KENTON, OH 43326-1385

Mortgage

Document Number	2023001369
Date	May 26, 2023
Instrument	2023001369

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Aug 6, 2021
Property Address	655 N CHERRY ST, KENTON, OH 43326-1385
Document Number	00561/3793
Book / Page	561 / 3793
Instrument Date	Aug 5, 2021
Instrument	202100002814
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	HARDIN OH
Recording Date	Jun 28, 2021
Property Address	655 N CHERRY ST, KENTON, OH 43326-1385
Document Number	000561/788
Book / Page	561 / 788
Instrument Date	Jun 23, 2021
Instrument	202100002230
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 E CARROL ST, KENTON, OH 43326-1537

Tax Assessment & Valuation

The 2025 property tax bill for 655 N Cherry St was $2,687, down 0.5% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,687.00 (-0.52%)	$61,490 (-) Land $3,840 Building $57,650
2024	$2,701.00 (+7.52%)	$61,490 (-) Land $3,840 Building $57,650
2023	$2,512.00 (+14.55%) Homeowner's exemption	$61,490 (+29.84%) Land $3,840 Building $57,650	$175,680 Land $10,970 Building $164,710
2022	$2,193.00 Homeowner's exemption	$47,360 Land $3,360 Building $44,000
2020			$135,310 Land $9,600 Building $125,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100

May also be available: Verizon.

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