655 N Carpenter St, Chicago, IL 60642 Property Records

Cook County property record for 655 N Carpenter St, Chicago, IL 60642

Property Summary

Property Type	Townhouse
Details	3 bd · 4.5 ba · 1,639 sqft · built 1999
Lot Size	0.027 acres (1,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Aug 2023)
Tax Bill	$10,638 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-08-219-030`

Property Details

APN / Parcel Number

Primary APN	`17-08-219-030`
Alternative APN	`17-08-219-030-0000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,639 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Modern
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	1,168 sqft (0.027 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	655 N CARPENTER ST
City	CHICAGO
State	IL
Zip	60642-6507
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT-4
Legal Range	14E
Legal Township	39N
Legal Section	08
Legal Subdivision	OGDENS ADD
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2022
Census Tract	243500

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1900 ARMY TRAIL RD, HANOVER PARK, IL 60133-8974
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 31, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Sep 23, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jul 31, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	202313003
Prior Transfer Date	Jun 20, 2005
Prior Transfer Doc	0000042141
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 24, 2023
Property Address	655 N CARPENTER ST, CHICAGO, IL 60642-6507
Document Number	0023613003
Instrument Date	Jul 24, 2023
Instrument	2323613003
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2900 ARMY TRAIL RD, HANOVER PARK, IL 60133

Mortgage

Document Number	0023613004
Date	Aug 24, 2023
Instrument	2323613004

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8.12%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	655 N CARPENTER ST, CHICAGO, IL 60642-6507
Document Number	2000847000
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N CARPENTER ST CHICAGO IL 606426507, CHICAGO, IL 60642-6507

Mortgage

Document Number	2000847000
Date	Jan 8, 2020
Instrument	847000

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	655 N CARPENTER ST, CHICAGO, IL 60642-6507
Document Number	1927346307
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N CARPENTER ST CHICAGO IL 606426507, CHICAGO, IL 60642-6507

Mortgage

Document Number	1927346307
Date	Sep 30, 2019
Instrument	27346307

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 31, 2018
Property Address	655 N CARPENTER ST, CHICAGO, IL 60642-6507
Document Number	1821219038
Instrument Date	Jul 27, 2018
Instrument	21219038
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	LANDTRUST NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N CARPENTER ST CHICAGO IL 606426507, CHICAGO, IL 60642-6507

Mortgage

Document Number	1821219039
Date	Jul 31, 2018
Instrument	21219039

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,300 (+55.45%) Land $8,702 Building $74,598	$833,000 (+55.45%) Land $87,020 Building $745,980
2023	$10,638.00 (+3.1%)
2022	$10,318.00 (-15.63%)	$53,586 (-16.46%) Land $7,008 Building $46,578	$535,860 (-16.46%) Land $70,080 Building $465,780
2021	$12,229.00	$64,144 Land $7,008 Building $57,136	$641,440 Land $70,080 Building $571,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Google Fiber, Zentro.

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