655 N 5th St, San Jose, CA 95112 Property Records

Santa Clara County property record for 655 N 5th St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,580 sqft · built 1941
Lot Size	0.146 acres (6,348 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Sep 2025)
Tax Bill	$15,749 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Transfer + 3 more
Flood Zone	Zone D (undetermined)
APN	`249-41-007`

Property Details

APN / Parcel Number

Primary APN	`249-41-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,348 sqft (0.146 acres)
Lot Dimensions	138 ft deep x 46 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	655 N 5TH ST
City	SAN JOSE
State	CA
Zip	95112-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Subdivision	WHITES ADD
Legal Block	15
Legal Lot Number	162
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1003
Census Tract	501101

Owner

655 N 5th St is owned and occupied by an individual who bought it in September 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	655 N 5TH ST, SAN JOSE, CA 95112-3235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Apr 22, 2024	Intrafamily Transfer, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Mar 21, 2023	Grant Deed, Transfer · Commercial Mortgage IRON BRIDGE MORTGAGE FUND LLC
Feb 15, 2023	Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC
Feb 15, 2023	Affidavit of Death, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Apr 22, 2024 · Amount on File
Deed Document Number	202525868456
Prior Transfer Date	Feb 8, 2023
Prior Transfer Doc	0025437442
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 22, 2024
Property Address	655 N 5TH ST, SAN JOSE, CA 95112-3235
Document Number	0025626015
Instrument Date	Apr 12, 2024
Instrument	25626015
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	655 N 5TH ST, SAN JOSE, CA 95112-3235

Mortgage

Document Number	0025626016
Date	Apr 22, 2024
Instrument	25626016

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0025626016
Date	Apr 22, 2024
Instrument	25626016

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	4 HUTTON CENTRE DR STE 1000, SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 22, 2024
Property Address	655 N 5TH ST, SAN JOSE, CA 95112-3235
Document Number	0025626014
Map Reference	MB A PGS 72
Instrument Date	Apr 9, 2024
Instrument	25626014
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N 5TH ST, SAN JOSE, CA 95112-3235

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 21, 2023
Property Address	655 N 5TH ST, SAN JOSE, CA 95112-3235
Document Number	0025451289
Map Reference	MB A PG 72&73
Instrument Date	Mar 17, 2023
Instrument	25451289
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 BEGONIA WAY APT 3, 3, SUNNYVALE, CA 94086-7761

Mortgage

Document Number	0025451290
Date	Mar 21, 2023
Instrument	25451290

Lender

Name	IRON BRIDGE MORTGAGE FUND LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 21, 2024

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0025452430
Date	Mar 22, 2023
Instrument	25452430

Lender

Name	K R DEBREE
Type	Private Party

Agreement

Amount	Amount on Record

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 15, 2023
Property Address	655 N 5TH ST, SAN JOSE, CA 95112-3235
Document Number	0025437443
Map Reference	MB A PG 72&73
Instrument Date	Feb 6, 2023
Instrument	25437443
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 BOSTON AVE, SAN JOSE, CA 95128-1902
Investor	Possibly a Property Investor

Mortgage

Document Number	0025437444
Date	Feb 15, 2023
Instrument	25437444

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2023: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 15, 2023
Property Address	655 N 5TH ST, SAN JOSE, CA 95112-3235
Document Number	0025437442
Map Reference	MB A PG 72&73
Instrument Date	Feb 6, 2023
Instrument	25437442
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 N 5TH ST APT 620, 620, SAN JOSE, CA 95112-3230

Tax Assessment & Valuation

The 2025 property tax bill for 655 N 5th St was $15,749.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,500,000 (+26.77%) Land $900,000 Building $600,000
2025	$15,749.00 Homeowner's exemption	$1,183,200 Land $877,200 Building $306,000
2023	$2,075.00 (+4.64%) Homeowner's exemption	$55,900 Land $20,619 Building $35,281
2022	$1,983.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 N 5th St in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 655 N 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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