655 N 4th St, Warsaw, IL 62379 Property Records

Hancock County property record for 655 N 4th St, Warsaw, IL 62379

Property Summary

Property TypeSingle Family Home
Lot Size0.188 acres (8,188 sqft)
Owner2 Individual Names on File
Tax Bill$1,096 (2025)
Flood ZoneZone X (minimal risk)
APN15-04-320-000

Property Details

APN / Parcel Number

Primary APN15-04-320-000

Exterior

Lot Area8,188 sqft (0.188 acres)

Location & Zoning

Street Address655 N 4TH ST
CityWARSAW
StateIL
Zip62379-1062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS04 T4 R9 RALSTON'S ADD LOT 6 BLK 23 WARSAW
Legal Range09
Legal Township04
Legal Section04
Legal SubdivisionRALSTON'S ADD
Legal Block23
Legal Lot Number6
JurisdictionHANCOCK IL
Township / Civil DivisionWARSAW
Census Block Group1
Census Block1002
Census Tract954200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Warsaw Historic District
listed 1977 · 93 contributing resources · NRIS 77000486

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

655 N 4th St is owned and occupied by two individuals.

Source: Hancock County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address655 N 4TH ST, WARSAW, IL 62379-1062
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 655 N 4th St was $1,096 with exemptions applied.

Source: Hancock County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHancock County
County SubdivisionWarsaw Township
MunicipalityWarsaw City
Unified School DistrictWarsaw Community Unit School District 316 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,096.00 Homeowner's exemption Senior Citizen's exemption$34,269 (-) Land $1,294 Building $32,975$102,807 Land $3,882 Building $98,925
2024$1,096.00$34,269 Land $1,294 Building $32,975
2023$102,807 (+17.53%) Land $3,882 Building $98,925
2022$1,104.00 Homeowner's exemption$29,158 (+13.39%) Land $1,101 Building $28,057$87,474 (+13.39%) Land $3,303 Building $84,171
2021$25,715 Land $971 Building $24,744$77,145 Land $2,913 Building $74,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 N 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims50 (1979–2019)
Claims Outside the SFHA5 of 50
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 16 claims
  • Severe Storms & Flooding, Jul 1993 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARSAW
serves 1,480 people · EPA ID IL0670650
Water SourceSurface water
Last State InspectionNov 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MTC Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 4th St

Nearby Streets

Search Property Records by Address or Parcel Number