655 N 4th St, Monroe, OR 97456 Property Records

Benton County property record for 655 N 4th St, Monroe, OR 97456

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,084 sqft · built 1964
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,528 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14528DB03300`

Property Details

APN / Parcel Number

Primary APN	`14528DB03300`
Alternative APN	`200901`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,084 sqft Living Area
Gross Area	4,568 sqft
1st Floor Area	2,724 sqft
Attic	Attic
Attic Area	2,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Roof Type	Gable
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	200901
Street Address	655 N 4TH ST
City	MONROE
State	OR
Zip	97456-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRA
Legal Description	PACIFIC LOT 18-19-20 BLK 13
Legal Range	5W
Legal Township	14S
Legal Section	28
Legal Subdivision	PACIFIC
Legal Block	13
Legal Lot Number	19
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	3
Census Block	3015
Census Tract	10400

Owner

655 N 4th St is owned and occupied by two individuals who acquired it in February 2008.

Source: Benton County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 N 4TH ST, MONROE, OR 97456-9402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 12, 2008
Transfer Doc	0000433433
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	655 N 4TH ST, MONROE, OR 97456-9402
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N 4TH ST, MONROE, OR 97456-9402

Mortgage

Document Number	0000625480
Date	Mar 10, 2022
Instrument	2022-625480

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	655 N 4TH ST, MONROE, OR 97456-9402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000573700
Date	Aug 20, 2018
Instrument	2018-573700

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 655 N 4th St was $5,528, up 2.3% from the year before.

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,528.00 (+2.28%)	$297,971 (+3%)	$716,610 (+4.39%) Land $177,000 Building $539,610
2024	$5,405.00 (+2.78%)	$289,292 (+3%)	$686,470 (+8.52%) Land $173,000 Building $513,470
2023	$5,259.00 (+2.67%)	$280,866 (+3%)	$632,560 Land $173,000 Building $459,560
2022	$5,122.00	$272,685
2002			$551,280 Land $153,000 Building $398,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 N 4th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1996–2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
Monroe Telephone Company DSL · Fiber in parts of the area	100 / 20
Alyrica Fixed Wireless	65 / 10

May also be available: Peak Internet, Verizon.

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