655 N 1200th St, Mason, IL 62443 Property Records

Effingham County property record for 655 N 1200th St, Mason, IL 62443

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,548 sqft · built 1900
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on File
Last Sale	$381,000 (Aug 2024)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-05-036-026`

Property Details

APN / Parcel Number

Primary APN	`07-05-036-026`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,548 sqft Base Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	40,946 sqft (0.94 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	960 sqft

Location & Zoning

Street Address	655 N 1200TH ST
City	MASON
State	IL
Zip	62443-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 248FT OF E 165FT E 1/2 NE SE NE AKA TRACT B AS SHOWN POS 2993/25 24002787 3599/181 2938/239 1243/95
Legal Tract	B
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MASON
Census Block Group	2
Census Block	2119
Census Tract	950400

Owner

655 N 1200th St is owned and occupied by an individual who bought it in August 2024.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	655 N 1200TH ST, MASON, IL 62443-3004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jan 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage DIETERICH BANK NA
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Prior Sale	Aug 11, 2020 · Amount on File
Deed Document Number	20242787
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	655 N 1200TH ST, MASON, IL 62443-3004
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3270/157
Date	Jan 9, 2017
Book Page	3270/157
Instrument	201701700116

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	35 Months
Due	Dec 7, 2019

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	655 N 1200TH ST, MASON, IL 62443-3004
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3525/132
Date	Jan 7, 2020
Book Page	3525/132
Instrument	202020000092

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 3, 2021

Interest

Rate	3.68%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 11, 2020
Property Address	655 N 1200TH ST, MASON, IL 62443-3004
Document Number	3599/181
Book / Page	3599 / 181
Map Reference	DOC 201301305322
Instrument Date	Aug 7, 2020
Instrument	202020004412
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 N 1200TH ST, 725, MASON, IL 62443-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 N 1200TH STREET, EFFINGHAM, IL 62401

Mortgage

Document Number	003599/184
Date	Aug 11, 2020
Book Page	3599/184
Instrument	202020004413

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 655 N 1200th St was $1,401 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Mason Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,401.00	$28,340 Land $3,030 Building $25,310	$85,020 Land $9,090 Building $75,930
2022	$409.00 Homeowner's exemption	$21,290 Land $2,270 Building $19,020	$63,870 Land $6,810 Building $57,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 655 N 1200th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 N 1200th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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