655 Murphy Rd, Winter Springs, FL 32708 Property Records

Seminole County property record for 655 Murphy Rd, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,140 sqft · built 1981
Lot Size0.217 acres (9,458 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Jun 2026)
Tax Bill$1,040 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-21-30-5FA-0K00-0210

Property Details

APN / Parcel Number

Primary APN03-21-30-5FA-0K00-0210
Alternative APN
  • 2130035FA0K000210

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,140 sqft Living Area
Gross Area1,668 sqft
1st Floor Area1,140 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,458 sqft (0.217 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Patio Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address655 MURPHY RD
CityWINTER SPRINGS
StateFL
Zip32708-3491
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 21 BLK K FOXMOOR UNIT 3 PB 23 PGS 20 & 21
Legal Range30E
Legal Township21S
Legal Section03
Legal SubdivisionFOXMOOR UNIT 3
Legal Tract5FA
Legal BlockK
Legal Lot Number21
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2014
Census Tract21404

Owner

Source: Seminole County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address655 MURPHY RD, WINTER SPRINGS, FL 32708-3491
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleOct 28, 2003 · Amount on Record
Deed Document Number202664928
Deed Book / Page11066 / 1111
Prior Transfer DateSep 19, 2003
Prior Transfer Doc0000193427
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 30, 2026
Property Address655 MURPHY RD, WINTER SPRINGS, FL 32708-3491
Document Number0000064928
Book / Page11066 / 1111
Instrument DateJun 26, 2026
Instrument202664928
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanyHOME TRUST TITLE INSURANCE AGENCY LLC, HOME TRUST TITLE INS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 MURPHY RD, WINTER SPRINGS, FL 32708-3491

Mortgage

Document Number0000064929,
DateJun 30, 2026
Instrument202664929
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,040.00 (+12.55%) Homeowner's exemption$106,676 (+5.99%)$245,213 (+9.68%) Land $80,000 Building $165,213
2023$924.00 (+4.29%) Homeowner's exemption$100,650 (+3%)$223,581 (+0.75%) Land $60,000 Building $163,581
2022$886.00 Homeowner's exemption$97,718$221,921 Land $60,000 Building $161,921

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims12 (2008–2022)
Claims Outside the SFHA1 of 12
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

Nearby Properties on Murphy Rd

Nearby Streets

Search Property Records by Address or Parcel Number