Madison County property record for 655 Mountain Ln, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,878 sqft · built 1968 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $782 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-34-0-000-026.000 |
| Primary APN | 12-08-34-0-000-026.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,878 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 298277 |
|---|---|
| Street Address | 655 MOUNTAIN LN |
| City | GURLEY |
| State | AL |
| Zip | 35748-9247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL TH PT OF NW1/4 OF SE1/4 OF SEC 34 COMM AT SE COR OF SEC 34 & RUN N 37 DEG W 3291 FT TO A LOT HEREIN DESC THE NW COR IS TH |
| Legal Range | 02E |
| Legal Township | 03S |
| Legal Section | 34 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | NEW MARKET |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 10200 |
655 Mountain Ln is owned and occupied by an individual.
Source: Madison County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 655 MOUNTAIN LN, GURLEY, AL 35748-9247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 655 MOUNTAIN LN, GURLEY, AL 35748-9247 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 655 MOUNTAIN LN, GURLEY, AL 35748-9247 |
| Document Number | 0000047668 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | MTG 2022/47668 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jan 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 655 Mountain Ln was $782 with a homeowner's exemption, up 6.5% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $782.00 (+6.54%) | ||
| 2025 | $734.00 Homeowner's exemption | $21,640 Land $2,500 Building $19,140 | $216,300 Land $25,000 Building $191,300 |
| 2023 | $647.00 (+17%) Homeowner's exemption | $19,260 (+16.16%) Land $2,500 Building $16,760 | $192,500 (+16.17%) Land $25,000 Building $167,500 |
| 2022 | $553.00 Homeowner's exemption | $16,580 Land $1,300 Building $15,280 | $165,700 Land $13,000 Building $152,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Mountain Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Mountain Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures