655 Moose Creek Rd, Polebridge, MT 59928 Property Records

Flathead County property record for 655 Moose Creek Rd, Polebridge, MT 59928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 416 sqft · built 1995
Lot Size	11.6 acres (509,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,515 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2022 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R0796955`

Property Details

APN / Parcel Number

Primary APN	`R0796955`
Alternative APNs	`07-4829-35-4-01-07-0000` `0000977068`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	416 sqft Living Area
1st Floor Area	320 sqft
Attic	Attic
Attic Area	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	509,216 sqft (11.6 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	412 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	0000977068
Street Address	655 MOOSE CREEK RD
City	POLEBRIDGE
State	MT
Zip	59928-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S35, T36 N, R22 W, TR 2BA W2SE
Legal Range	22W
Legal Township	36N
Legal Section	35
Jurisdiction	FLATHEAD MT
Township / Civil Division	COLUMBIA FALLS
Census Block Group	2
Census Block	2159
Census Tract	101

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 52, HERMOSA, SD 57744-0052
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	655 MOOSE CREEK RD, POLEBRIDGE, MT 59928-9726
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 MOOSE CREEK RD, POLEBRIDGE, MT 59928-9726

Mortgage

Document Number	202500020392
Date	Sep 18, 2025
Instrument	202500020392

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	COLUMBIA FALLS, MT 59912

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	655 MOOSE CREEK RD, POLEBRIDGE, MT 59928-9726
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200016903
Date	Jul 8, 2022
Instrument	202200016903

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	1-Year CMT
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Columbia Falls Elementary School District (PK - 08)
Secondary School District	Columbia Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,515.00 (-42.79%)	$421,900 (+20.75%)
2025			$421,900 (+20.75%) Land $214,404 Building $207,496
2023	$2,648.00	$349,400	$349,400 Land $172,545 Building $176,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 93% of Montana
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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