Harrison County property record for 655 Michelle Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,573 sqft · built 1985 |
| Owner | Individual Name on Record |
| Tax Bill | $557 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 1209J-01-047.005 |
| Primary APN | 1209J-01-047.005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,573 sqft Adjusted Area |
| 1st Floor Area | 1,274 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Deck Area | 168 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 006374 |
|---|---|
| Street Address | 655 MICHELLE DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 SHORWOOD SUBD |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 24 |
| Legal Subdivision | SHOREWOOD SUBD |
| Legal Lot Number | 23 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3309 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 655 MICHELLE DR, BILOXI, MS 39532-4503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2009 |
| Deed Sale | Jul 21, 2009 |
| Deed Document Number | 2009-0001709-D-J2 |
| Record Updated | Jun 8, 2026 |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $557.00 (+7.12%) Homeowner's exemption Disabled Person's exemption | $7,673 (+3.63%) | $76,727 (+3.63%) Land $20,700 Building $56,027 |
| 2024 | $520.00 (+1.56%) | ||
| 2023 | $512.00 Homeowner's exemption Disabled Person's exemption | $7,404 | $74,036 Land $20,700 Building $53,336 |
| 2022 | $512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 219 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 275 units insured incl. 56 condo units |
| Nearby Flood Claims | 12 (2005–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 72% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CoastConnect.
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