Greene County property record for 655 Memorial Dr, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 4,259 sqft · built 2003 |
| Lot Size | 3.37 acres (147,102 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $16,110 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | L33-0002-0030.0-0183.00 |
| Primary APN | L33-0002-0030.0-0183.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,259 sqft Living Area |
| 1st Floor Area | 3,052 sqft |
| Basement Area | 3,052 sqft |
| Unfinished Basement | 3,052 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 147,102 sqft (3.37 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 655 MEMORIAL DR |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-9027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALLAWAY HILLS LOT 8 3.377 MEMORIAL DR |
| Legal Subdivision | CALLAWAY HILLS |
| Legal Lot Number | 8 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | SUGARCREEK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 220102 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 655 MEMORIAL DR, XENIA, OH 45385-9027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Mar 30, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 19, 2019 |
| Transfer Doc | 0000019709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 655 MEMORIAL DR, XENIA, OH 45385-9027 |
| Document Number | 0000003123 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 655 MEMORIAL DR XENIA OH 453859027, XENIA, OH 45385-9027 |
| Document Number | 0000003123 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 3123 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 655 MEMORIAL DR, XENIA, OH 45385-9027 |
| Document Number | 0000006914 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 655 MEMORIAL DR XENIA OH 453859027, XENIA, OH 45385-9027 |
| Document Number | 0000006914 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 6914 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | XENIA, OH 45385 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Sugarcreek Township |
| Unified School District | Bellbrook-Sugarcreek Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,110.00 (-0.39%) | $268,950 (-) Land $49,570 Building $219,380 | |
| 2024 | $16,173.00 (-0.03%) | $268,950 (-) Land $49,570 Building $219,380 | |
| 2023 | $16,178.00 (+4.67%) | $268,950 (+18.11%) Land $49,570 Building $219,380 | $768,430 (+18.1%) Land $141,640 Building $626,790 |
| 2022 | $15,456.00 | $227,720 Land $49,570 Building $178,150 | |
| 2020 | $650,650 Land $141,640 Building $509,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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