655 McCready Ave, Cadiz, OH 43907 Property Records

Harrison County property record for 655 McCready Ave, Cadiz, OH 43907

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 904 sqft · built 1944
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$23,000 (Oct 1989)
Tax Bill	$641 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-0000087.000`

Property Details

APN / Parcel Number

Primary APN	`05-0000087.000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	904 sqft Living Area
1st Floor Area	904 sqft
Basement Area	904 sqft
Unfinished Basement	904 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	200 ft deep x 65 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	655 MCCREADY AVE
City	CADIZ
State	OH
Zip	43907-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R5 T10 S5 .29A 655 MCCREADY AVENUE VOL 261/1228
Legal Range	05W
Legal Township	10N
Legal Section	05
Legal Subdivision	BROWN FARM ADDITION
Jurisdiction	HARRISON OH
Township / Civil Division	CADIZ
Census Block Group	2
Census Block	2034
Census Tract	976000

Owner

Source: Harrison County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 MCCREADY AVE, CADIZ, OH 43907-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE SAVINGS AND LOAN COMPANY
Sep 26, 2018	Transfer on Death Deed, Transfer
Sep 26, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 1989 · Amount on Record
Deed Sale	Oct 24, 1989 · Amount on Record
Deed Document Number	1989341
Last Transfer Date	Aug 31, 2018
Transfer Doc	00261/1228
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	655 MCCREADY AVE, CADIZ, OH 43907-1053
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	277/505
Date	Nov 15, 2021
Book Page	277/505
Instrument	202100003513

Lender

Name	THE EQUITABLE SAVINGS AND LOAN COMPANY
Type	Non-Lending Institution
Address	CADIZ, OH 43907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 30, 2036

September 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARRISON OH
Recording Date	Sep 26, 2018
Property Address	655 MCCREADY AVE, CADIZ, OH 43907-1053
Document Number	00261/1232
Book / Page	261 / 1232
Instrument Date	Aug 31, 2018
Instrument	201800003260
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

September 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HARRISON OH
Recording Date	Sep 26, 2018
Property Address	655 MCCREADY AVE, CADIZ, OH 43907-1053
Document Number	00261/1228
Book / Page	261 / 1228
Instrument Date	Aug 31, 2018
Instrument	201800003259
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 MCCREADY AVE, CADIZ, OH 43907-1053

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Cadiz Township
Municipality	Cadiz Village
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$641.00 (-1.99%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$26,620 (-) Land $5,690 Building $20,930
2024	$654.00 (-2.39%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$26,620 (-) Land $5,690 Building $20,930
2023	$670.00 (+28.35%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$26,620 (+24.92%) Land $5,690 Building $20,930	$76,060 (+24.91%) Land $16,260 Building $59,800
2022	$522.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$21,310 Land $4,160 Building $17,150
2020			$60,890 Land $11,890 Building $49,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADIZ VILLAGE PWS serves 3,353 people · EPA ID OH3400214
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity not recorded as resolved · Feb 2026
Treatment and Procedure	Lead service line inventory Oct 2024 No certified operator Jun 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smart Way Communications, Xfinity.

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