655 McCracken Dr, Middletown, DE 19709 Property Records

New Castle County property record for 655 McCracken Dr, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,132 sqft · built 2022
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$679,000 (Sep 2023)
Tax Bill	$4,643 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-007.10-063`

Property Details

APN / Parcel Number

Primary APN	`13-007.10-063`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,132 sqft Living Area
1st Floor Area	3,132 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	655 MCCRACKEN DR
City	MIDDLETOWN
State	DE
Zip	19709-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	ROTHWELL ESTATES
Legal Lot Number	28
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2007
Census Tract	16611

Owner

Source: New Castle County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	655 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 18, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Apr 27, 2022	Deed, Transfer
Nov 15, 2018	Grant Deed, Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Deed Document Number	202362515
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	655 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315

Mortgage

Document Number	0000086091
Date	Dec 1, 2025
Instrument	20251201-0086091

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

September 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 18, 2023
Property Address	655 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315
Document Number	0000062515
Map Reference	DOC 20160420-0018380
Instrument Date	Sep 11, 2023
Instrument	20230918-0062515
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315

Mortgage

Document Number	0000062520
Date	Sep 18, 2023
Instrument	20230918-0062520

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 27, 2022
Property Address	655 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315
Document Number	0000045005
Map Reference	DOC 20160420-0018380
Instrument Date	Apr 26, 2022
Instrument	20220427-0045005
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 FIRST STATE BLVD, WILMINGTON, DE 19804-3573

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Nov 15, 2018
Property Address	655 MCCRACKEN DR, MIDDLETOWN, DE 19709-3315
Instrument Date	Nov 14, 2018
Instrument	61143
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	818 FIRST STATE BLVD WILMINGTON DE 198043573, WILMINGTON, DE 19804-3573

Mortgage

Document Number	0000061143
Date	Nov 15, 2018
Instrument	61143

Lender

Name	PNC BK
Type	Bank
Address	300 DELAWARE AVE, WILMINGTON, DE 19801-1607

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$648,300 (+418.23%) Land $120,200 Building $528,100
2024			$611,370
2023	$4,643.00	$125,100 (+1,917.74%) Land $11,600 Building $113,500
2022		$6,200 Land $6,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT POND PUMP DISTRICT private · serves 177 people · EPA ID DE0000140
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	ARTESIAN WATER COMPANY
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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