655 Maple St, Mt Zion, IL 62549 Property Records

Macon County property record for 655 Maple St, Mt Zion, IL 62549

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,160 sqft · built 1910
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on Record
Last Sale	$21,000 (Jan 2013)
Tax Bill	$2,063 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-17-04-452-003`

Property Details

APN / Parcel Number

Primary APN	`12-17-04-452-003`
Alternative APN	`17-04-452-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	240 sqft
Porch	Porch
Porch Area	120 sqft

Location & Zoning

Account Number	121704452003
Street Address	655 MAPLE ST
City	MT ZION
State	IL
Zip	62549-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0001 B 02 A W BELLS ADD TO MT ZION N WLY 125 OF 125X140
Legal Subdivision	A W BELLS ADD
Jurisdiction	MACON IL
Township / Civil Division	MOUNT ZION
Census Block Group	3
Census Block	3011
Census Tract	2500

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1615 WESTSIDE DR, MT ZION, IL 62549-1063
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2013 · Amount on Record
Deed Sale	Jan 10, 2013 · Amount on Record
Prior Sale	Jun 13, 2012
Deed Document Number	20131848085
Deed Book / Page	4275 / 333
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	655 MAPLE ST, MT ZION, IL 62549-1547
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004919/703
Date	Oct 3, 2022
Book Page	4919/703
Instrument	2002565

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 28, 2027

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	655 MAPLE ST, MT ZION, IL 62549-1547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4656/993
Date	Dec 19, 2018
Book Page	4656/993
Instrument	1941065

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 17, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Mount Zion Township
Municipality	Mount Zion Village
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,063.00	$26,817 Land $4,839 Building $21,978	$80,459 Land $14,518 Building $65,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION serves 5,833 people · EPA ID IL1150350
Water Source	Purchased surface water from DECATUR
Last State Inspection	Mar 2025
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Shawnee Communications, T-Mobile, Verizon.

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