655 Main St, Silver Plume, CO 80476 Property Records

Clear Creek County property record for 655 Main St, Silver Plume, CO 80476

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 904 sqft · built 1881
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$2,131 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1957-134-10-023`

Property Details

APN / Parcel Number

Primary APN	`1957-134-10-023`
Alternative APN	`R008122`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	904 sqft

Exterior

Year Built	Built 1881
Architectural Style	Traditional
Exterior Material	Wood Shingle
Lot Area	14,375 sqft (0.33 acres)
Terrain	Combination
Deck Area	149 sqft
Patio Area	149 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	R008122
Old Parcel Number	1957134 10023
Street Address	655 MAIN ST
City	SILVER PLUME
State	CO
Zip	80476-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SILVER PLUME LOT: E2 5 TR E AKA PCL B & IMPS 519/813
Legal Subdivision	SILVER PLUME
Legal Tract	E
Legal Lot Number	E2
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	GEORGETOWN
Census Block Group	4
Census Block	4017
Census Tract	14900

Owner

Source: Clear Creek County records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1023, SILVER PLUME, CO 80476-1023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	655 MAIN ST, SILVER PLUME, CO 80476-5021
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010140861
Date	Aug 26, 2021
Book Page	1014/861
Instrument	302265

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	655 MAIN ST, SILVER PLUME, CO 80476-5021
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009510144
Date	Jun 21, 2018
Book Page	00951/0144
Instrument	288315

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	655 MAIN ST, SILVER PLUME, CO 80476-5021
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009690221
Date	Aug 12, 2019
Book Page	00969/0221
Instrument	292438

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Municipality	Silver Plume Town
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,131.00 (+11.92%)	$23,570 (+9.17%) Land $2,790 Building $20,780	$377,150 (+17.07%) Land $44,710 Building $332,440
2023	$1,904.00 (+41.67%)	$21,590 (+35.11%) Land $2,560 Building $19,030	$322,150 (+40.15%) Land $38,190 Building $283,960
2022	$1,344.00	$15,980 Land $3,110 Building $12,870	$229,860 Land $44,710 Building $185,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVER PLUME serves 180 people · EPA ID CO0110035
Water Source	Surface water
Last State Inspection	May 2025
Lead	5 ppb (2025) action level 15 ppb
Copper	1.87 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	Corrosion control Apr 2020
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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