655 Main St, Edmonds, WA 98020 Property Records

Snohomish County property record for 655 Main St, Edmonds, WA 98020

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,218 sqft · built 1967
Lot Size	0.455 acres (19,800 sqft)
Owner	2 Company Names on Record
Last Sale	$371,500 (Dec 2013)
Tax Bill	$6,200 (2026)
Deeds & Mortgages	May 2024 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5968-000-405-00`

Property Details

APN / Parcel Number

Primary APN	`5968-000-405-00`
Alternative APNs	`005968-000-405-00` `59680004050000` `1150461`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Units	11 Units
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	19,800 sqft (0.455 acres)
View / Lot	Condo
Porch	Balcony/Patio
Patio Area	175 sqft
Balcony	Balcony

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1150461
Street Address	655 MAIN ST
City	EDMONDS
State	WA
Zip	98020-3059
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-1.5
Legal Description	THE CARMEL CONDOMINIUM BLK 000 D-00 - APT 405 SUBJ TO ANY AMEND THRTO PRESENTLY OF REC
Legal Section	24
Legal Subdivision	THE CARMEL CONDOMINIUM
Legal Block	000 D
Legal Lot Number	405
Legal Unit	405
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1018
Census Tract	50501

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 MAIN ST, EDMONDS, WA 98020-3059
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2013 · Amount on Record
Deed Sale	Dec 23, 2013 · Amount on Record
Prior Sale	Aug 27, 2004 · Amount on Record
Deed Document Number	2013175
Last Transfer Date	Jul 26, 2024
Transfer Doc	0000000015
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	655 MAIN ST, EDMONDS, WA 98020-3059
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000148
Date	May 10, 2024
Instrument	202405100148

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	655 MAIN ST, EDMONDS, WA 98020-3059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000830
Date	Oct 27, 2020
Instrument	202010270830

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,200.00 (+15.91%)	$774,500 (-0.59%) Land $209,000 Building $565,500	$774,500 (-0.59%) Land $209,000 Building $565,500
2023	$5,349.00	$779,100 Land $209,000 Building $570,100	$779,100 Land $209,000 Building $570,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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