Worcester County and Bolton Town property record for 655 Main St, Bolton, MA 01740
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,473 sqft · built 1830 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $715,000 (Dec 2024) |
| Tax Bill | $11,656 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BOLT M:002 B:0000 L:0010 |
| Primary APN | BOLT M:002 B:0000 L:0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,473 sqft Living Area |
| Gross Area | 3,664 sqft |
| 1st Floor Area | 1,537 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 655 MAIN ST |
|---|---|
| City | BOLTON |
| State | MA |
| Zip | 01740-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 10 |
| Jurisdiction | BOLTON MA |
| Township / Civil Division | BOLTON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 715100 |
655 Main St is owned and occupied by two individuals who bought it in December 2024.
Source: Worcester County and Bolton Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 MAIN ST, BOLTON, MA 01740-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 24, 2025 | Quit Claim Deed, Transfer CMG MORTGAGE INC |
| Oct 24, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jul 27, 2017 | Quit Claim Deed, Transfer US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on File |
| Deed Sale | Dec 19, 2024 · Amount on File |
| Prior Sale | Jul 27, 2017 · Amount on File |
| Deed Document Number | 2024105908 |
| Deed Book / Page | 71440 / 190 |
| Transfer Doc | 057484-144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOLTON MA |
| Recording Date | Oct 24, 2025 |
| Property Address | 655 MAIN ST, BOLTON, MA 01740-1307 |
| Document Number | 0072721-58 |
| Book / Page | 72721 / 58 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 92040 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 655 MAIN ST, BOLTON, MA 01740-1307 |
| Document Number | 0000092041 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 92041 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOLTON MA |
| Recording Date | Oct 24, 2025 |
| Property Address | 655 MAIN ST, BOLTON, MA 01740-1307 |
| Document Number | 0072721-53 |
| Book / Page | 72721 / 53 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 92039 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 MAIN ST, BOLTON, MA 01740-1307 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOLTON MA |
| Recording Date | Jul 27, 2017 |
| Property Address | 655 MAIN ST, BOLTON, MA 01740-1307 |
| Document Number | 57484-144 |
| Book / Page | 57484 / 144 |
| Instrument | 80427 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.69 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 MAIN ST, BOLTON, MA 01740-1307 |
| Document Number | 574840147 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 57484/0147 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 27, 2047 |
The 2025 property tax bill for 655 Main St was $11,656, up 4.8% from the year before.
Source: Worcester County and Bolton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Bolton Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,656.00 (+4.79%) | $701,300 (+2.51%) Land $175,900 Building $525,400 | $679,060 (+2.92%) |
| 2024 | $11,123.00 (+4.66%) | $684,100 (+12.65%) Land $166,000 Building $518,100 | $659,775 |
| 2023 | $10,628.00 | $607,300 Land $166,000 Building $441,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1991–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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