655 Main St, Apt 102, Edmonds, WA 98020 Property Records

Snohomish County property record for 655 Main St, Apt 102, Edmonds, WA 98020

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,151 sqft · built 1967
Lot Size	0.455 acres (19,800 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 2005)
Tax Bill	$1,059 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5968-000-102-00`

Property Details

APN / Parcel Number

Primary APN	`5968-000-102-00`
Alternative APNs	`005968-000-102-00` `59680001020006` `1150448`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Units	11 Units
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	1,151 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	19,800 sqft (0.455 acres)
View / Lot	Condo
Porch	Balcony/Patio
Patio Area	150 sqft
Balcony	Balcony

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1150448
Street Address	655 MAIN ST, 102
City	EDMONDS
State	WA
Zip	98020-3059
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-1.5
Legal Description	THE CARMEL CONDOMINIUM BLK 000 D-00 - APT 102 SUBJ TO ANY AMEND THRTO PRESENTLY OF REC
Legal Section	24
Legal Subdivision	THE CARMEL CONDOMINIUM
Legal Block	000 D
Legal Lot Number	102
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	1
Census Block	1018
Census Tract	50501

Owner

655 Main St, Apt 102 is owned and occupied by an individual who bought it in November 2005.

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	655 MAIN ST, 102, EDMONDS, WA 98020-3059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2005 · Amount on File
Deed Sale	Nov 18, 2005 · Amount on File
Prior Sale	Oct 31, 2002 · Amount on File
Deed Document Number	2005471
Prior Transfer Date	Nov 4, 2005
Prior Transfer Doc	0000000471
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	655 MAIN ST APT 102, 102, EDMONDS, WA 98020-3059
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000858
Date	Sep 16, 2021
Instrument	202109160858

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	655 MAIN ST APT 102, 102, EDMONDS, WA 98020-3059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000915
Date	Sep 29, 2020
Instrument	202009290915

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 655 Main St, Apt 102 was $1,059.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,059.00	$609,300 Land $209,000 Building $400,300	$609,300 Land $209,000 Building $400,300
2023	$4,019.00 (-5.44%)	$585,400 (+15.01%) Land $209,000 Building $376,400	$585,400 (+15.01%) Land $209,000 Building $376,400
2022	$4,250.00	$509,000 Land $190,000 Building $319,000	$509,000 Land $190,000 Building $319,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Main St, Apt 102 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 Main St, Apt 102 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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